There are a few other things in this one that makes me believe it's even possible that this owner gave me a made up lease. Little red flags popping up that I can't prove but make me suspicious.
Just a little side note: If you're suspicious of the info provided to you by the owner, then request the lender to get that same info from him for you.
Reason: If he provides false info to you, it's just a little white lie, redneck marketing, etc. If he provides false info to the lender in order to obtain a loan, it's bank fraud. An AI cap course instructor suggested that we obtain income and expense info in this manner for commercial appraisals. Seems like it'd serve well here, as well.