Didn't read through all the comments, but I received an email recently from a client (MaxVantage - I like them, smaller AMC, however got bought out from Dart)
Anyway this is part of the email I received:
"Several of our bank clients have communicated to us that they need us to update our review process regarding a few issues that are triggering audits and/or compliance reviews on their end. We’d like to outline them here and point out steps we all need to take to avoid these issues..."
"...In response to recent regulatory attention to the matter, lenders are focused on any perception of bias and/or discrimination in the lending process. We want to make sure we are doing everything we can to avoid any perception in our combined work. We are forwarding a list of words that have been identified as having potential fair lending/bias issues. Please read the list at the bottom of the memo and follow the recommendations within"
"...We suggest that you have controls in place to check for these keywords in every report, or that you implement controls ASAP. If you have any questions or concerns related to this, do not hesitate to contact us"
This is the list:
African , african American, age, alaska native, american Indian, Asian, baby, bad credit, binary, bisexual, black
Blind, buddhist, bullets, catholic, Caucasian, childbearing, children, Chinese, Christian, church, citizen
Colored, crime, crime-ridden, crippled, DACA, deaf, desirable, desirable area, desirable environment
desirable location, desirable market, desirable neighborhood, disabled, discrimination, diverse
ethnic, ethnically, ethnicity, European, exclusive, female, food stamps, foreign, foreigner, fraud
gang, gay, gender, gentrification, ghetto, good neighborhood, good location, graffiti, high crime, hindu
Hispanic, hoarder, hoarding, homeless, homosexual, immigrant, Indian, integrated, islam, Islamic
Jewish, latino, lesbian, lgbtq, low income, marital status, married, maternity leave, Mexican, middle eastern
Mosque, muslim, national origin, nationality, native, native American, native Hawaiian, negro, no pride of ownership
non-binary, old, one parent, pacific islander, paternity leave, poor neighborhood, pregnant, pride , pride of ownership
projects, public assistance, public housing, queer, race, racial, religion, retired, senior, ,sex, singles
slum, social security, Spanish, spouse, students, synagogue, temple, transgender, transient
undesirable, undesirable area, undesirable environment, undesirable location, undesirable market
undesirable neighborhood, unmarried, white, woman, women, young
