How Appraisal Regulation Failed

[Zoe]

She has probably figured out a way to monetize it

Her suggestion was cost/plus which would have had an impact but not the same impact as separation of fees on truth in lending disclosures. She knows that.

I give her credit for knowing commingling of fees is wrong.

I tried and tried to convince her to help. She is pretty and has a bunch of money and influence. She wouldn't help on separation of fees on truth in lending disclosures.

I can see where she would have made many enemies if she would have fought for separation of fees on truth in lending disclosures. Maybe she don't like enemies.

Maybe she has a soft side to her that is scared.