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I am a machine, or soon to be.

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Luckily I never used any of those terms except well kept. I usually say an average or good level of upkeep. I assume they wouldn't like this either. I really don't understand the problem with that term. But the others my mentor taught me to stay away from all those terms or anything resembling it over 20 years ago. before woke America.
 
I got my first “verbiage“ stip. I use the phrase “good access“ and “older homes” and they said that is “biased.” So I’m just going to put in age numbers and distance to stores, etc. But if that is the case then I guess we shouldn’t rate anything. I am writing up my last appraisal tomorrow. I’m 68 and can retire comfortably. My E&O is coming due in early September, and I have decided that paying all the dues, etc just doesn’t make sense. The amount of work just becomes less and less, and if I have to put up with ridiculous woke stipulations I don’t need the aggravation.
I can't see that 'good access' or 'older homes' is biased. The statements are either factual or not. I would have told them to go away.
 
Instead of "Average", or "Good", I have changed to using the classification terms instead in the commentary ("C3", "C4", "C1"). If there is a problem with that they can take it up with whoever wrote the pre-print on the forms.
 
No, comps in same neighborhood are most important. If on border, comps immediately nearby can be considered.
So California is divvied up into social barricaded neighborhoods? You'd freak out if you worked outside the city limits. And buyers there apparently are microchipped so that they do not look for property outside their given caste...err, neighborhood. You must buy here. No one commutes and no one has choices...nice.
 
"I have made a negative adjustment for a superior neighborhood of $150,000 for comparable X because the best regression model I can come up with to account for price differences in the market area indicates that is the correct adjustment for the comparable neighborhood with respect to the subject neighborhood. As to the possible reasons for this difference, the only possible reason I have been able to come up with so far is, according to Fannie Mae and other guidelines, prohibited from being provided in this report and so is contained only in the workfile.

So to reiterate, the decision to use this adjustment is based on objective regression analysis, which includes MLS neighborhood designations. There is a possible and likely explanation that, however, devolves into verbiage considered taboo by Fannie Mae."
 
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