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Interior photos

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Could be they are using the CO as proof of completion.
 
TO GO WITH POST 9

https://www.fanniemae.com/content/FAQ/appraisal-property-report-faqs.pdf

Appraisal Policy
Q11. Is it acceptable for an appraiser to obtain and provide the required interior photographs
at the time of the inspection for the Appraisal Update and/or Completion Report (Form 1004D)?

Yes. If the property being appraised is proposed or at a stage of construction where the required
photographs cannot be obtained, they may be obtained at the time of the inspection for the
Certification of Completion and provided with the Form 1004D.
 
I've probably done over 200 proposed construction appraisals and I can only remember one or two 1004D requests
Probably have done that many or more but one of my larger clients never wanted the 1004D and the rest want it always.
 
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