Length sponsor is to personally inspect trainee assignments

[Jason McConniel]

I can not seem to find an exact quote for this in Texas. I have found information in other states, but no references of time in Texas. Can anyone help on this matter?

 

[Jeff Horton]

i am sure someone from Texas will answer but their may be no requirement. Alabama just this week sent out the policy requiring the Super to be present on the first 100 inspections. Till no they didn't have to go at all and I know a a few that worked that way too.

 

[Steve Owen]

Jason, I'm not from Texas, but the length of time, or when a supervisor has to personnally inspect may be dictated by other things besides state regs. For example, a lot of secondary market lenders want the appraiser who inspects to have at least three years of experience. Therefore, some investors will not accept an inspection by a newbie, even if they are certified. Also, regardless of your regs (or lack of them) I would definitely inspect any property where the assistant is not yet certified. It just makes good sense.

 

[Jason McConniel]

I am reviewing a report in which the appraiser (signed) states that he did not personally inspect the property, but that another individual did. No reference is made to the qualifications of this individual either. The report is inflated...I just want to make sure I get all of my I's doted and T's crossed so to speak.

For some reason I just always thought that the supervisor had to personally inspect every property with the trainee for two years. I guess that was just another myth I had assumed was a rule.

LOL Guess I need to hire some trainees and stop working 7 days a week.

 

[George W Dodd]

Really, conforming to the lowest requirements while legal are not enough. If you have taken the responsibility of hiring a trainee than you MUST take the time to train them correctly. If I am going to train someone then I will make sure that they know what to do and why they are doing it. I want to be confident that they will do a good job.

 

[Tim Hicks (Texas)]

There is no rule that I know of that there is a specific number of appraisals or time period in TX. I have no trainees and don't plan to have any. Usually it is the lenders requirement that the approved appraiser physically inspects the property. If the supervising appraiser signed the report, he is responsible regardless. Don't let the supervisor off. He is just as guilty as his trainee.

 

[Mike Garrett RAA]

There is no rule period! Most states have adopted USPAP and require appraisers to abide by it. Many states have created their own set of rules in addition. The need for a supervisory appraiser to "inspect" the property is a lender or secondary market requirement.

That said, a prudent appraiser will adequately train and then supervise the trainee. He or she should be the one who determines when the trainee can be trusted to do a proper field inspection. Some need more training or experience than others.

The supervisory appraiser assumes full responsiblity for the appraisal report when he/she signs as supervisory appraiser. As long as this person has adequate experience, the proper license level for the assignment, and errors and omissions insurance coverage, the lender should feel protected and accept the report. Unless requested we do not include a copy of the licenses for both appraiser and supervisory appraiser or copies of our resume'.

 

[Pine Tree]

Here is Maine our board has stated the supervisor must accompany the trainee on the first 50 inspections at minimum. Previously it was expected the supervior would accompany the trainee as long as it took for the trainee to become competent to go it alone. Wonder how that's decided?

 

[Restrain]

If you are the Supervising Appraiser and you have a Trainee out there FOR WHICH YOU ARE ULTIMATELY RESPONSIBLE, that should answer your question. You supervise the trainee and inspect the properties with the trainee to the extent that you are CONFIDENT that you won't lose your license if an apprasial gets pulled for review.

If you've got a trainee that worked as a tax appraiser and didn't need a license (not federally related transaction), then they should need less oversight than a trainee that just graduated from college with a degree in communications.

The bottom line is that you are resonsible for the trainee's actions, for better or for worse. That determines how much and how long you supervise.

Hope this answers.

Roger

 

[Pine Tree]

There is lies the reason I have trained one other appraiser and I am done! I take my hat, hair and scalp off to those who train as a regular part of business but it scares the bejezus out of me. In my state the complaints in recent years have invaribly included trainees.. Pretty hard to watch em all the time and if you don't inspect every property with you just don't know. On the other hand they need to gain confidence.. It's a big Big BIG job to trainee.. Akin to parenting in my estimation!