Manufactured home not real estate. No lender, this is for a divorce situation.

[CCAAMO]

Nothing to prevent someone from moving one on a "permanent" foundation. They really aren't supported by the perimeter foundation. They have to rest on piers spaced as per mfgrs specs

you can move anything if you have enough money just as you can remove "fixtures" from a home. Bottom line is the property is probable not on a permanent foundation so its personal property. If it is and it is on leased land then the poster needs to verify who owns it.

 

[alebrewer]

I believe FHA and or VA still use the term.

It's not in FHA's definition of a manufactured home:

a. Definitions (09/14/2015)​

Manufactured Housing refers to Structures that are transportable in one or more sections. They are designed to be used as a dwelling when connected to the required utilities, which include the plumbing, heating, air conditioning, and electrical systems contained therein. Manufactured Housing is designed and constructed to the federal Manufactured Home Construction and Safety Standards (MHCSS) as evidenced by an affixed HUD Certification Label. Manufactured Housing may also be referred to as mobile housing, sectionals, multi-sectionals, double-wide, triple-wide, or single-wide.

A Manufactured Home refers to a single dwelling unit of Manufactured Housing.


I also tried searching 'stick' in their interactive feature and got nothing... again - I could care less. Folks can call them reindeer as far as I'm concerned. Just hate to see disinformation.

 

[CCAAMO]

This was on FHA.Com:
FHA / VA / USDA One-Time Close Construction to Permanent Loans are offered for new site stick build housing, new modular construction, and new manufactured construction. While the State of California is split into MSA’s, these Single-Close construction loans are available in all 58 CA counties. OTC mortgages are a major improvement over the old construction loan process that forced borrowers to apply for not one, but TWO loans; one for the payment for labor, materials, and construction of the home and another loan that covers the actual mortgage. FHA / VA / USDA OTC loans have a single application and closing date.

 

[CCAAMO]

FHA does use Site Built not stick built in the current guidelines so to each their own. Site Built is not all that accurate anymore since Trusses etc. are many times made in a factory, not built on site.

 

[KHS445]

The question that no one has asked is; what are the terms of the lease? Is it short term, long term, renewable, lease costs, who pays taxes, is it typical for the area, etc..

 

[RSW]

There used to be a NADA manufactured home appraiser certification for appraising personal property. I don't know if it is still available.