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Metals homes?

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You could take the metal siding off and put vinyl siding on easily if that makes any sense.
Here we get too much hail. Aluminum simply gets bad damage, so you want to use heavy gauge metal, brick, etc. Metal roof rusts in about 20 years but can be painted or better yet, like Rhino roof coating with a plastic spray on like bedliners in pickups.

We are seeing more and more of these as well as post and pier houses - floating slab- 4" x 5" posts 4' apart -
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Here we get too much hail. Aluminum simply gets bad damage, so you want to use heavy gauge metal, brick, etc. Metal roof rusts in about 20 years but can be painted or better yet, like Rhino roof coating with a plastic spray on like bedliners in pickups.

We are seeing more and more of these as well as post and pier houses - floating slab- 4" x 5" posts 4' apart -
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It may be a heavier gauge metal because we get quite a bit of hail where we live and I didn’t spot too many dings on the siding or on the roof. Maybe the paint color of the metal just hides it well. Lol
 
Well unfortunately our appraiser is MIA. I misunderstood and the report was actually due today, so appraisal was supposed to have been done but the homeowner was never contacted. I’m guessing we’ll be rescheduling with a different appraiser, setting us back a little more.
 
Metal Home? Here is a true "metal" home. Lustron porcelain steel home. All porcelain steel inside and out. Just turned down an order to appraise this one for a purchase. Pass. Estimates are only 2000 in the whole state. Some others made by different manufacturers are around. But not many. Difficult as all get out to track down sales. Did a word search in local MLS. found 1 sale in 10 county area in past year. About 30 miles from subject. But totally different type neighborhood and sold 35k less than subject list price

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Appraising unique properties can be a challenge. However, there are methods to do it. The problem isn't with doing the appriasal. The problem is with the Lender trying to do a conventional, conforming loan through a GSE on a unique property. Of course, they don't say... 'This property does fit the loan requirements.' They say....'It won't appraise."
 
Appraising unique properties can be a challenge. However, there are methods to do it. The problem isn't with doing the appriasal. The problem is with the Lender trying to do a conventional, conforming loan through a GSE on a unique property. Of course, they don't say... 'This property does fit the loan requirements.' They say....'It won't appraise."
Our appraisal is happening Saturday or Monday. I just wasn’t sure if “siding material” can make it unique or if they just would adjust because of the material. Everything else is like any other local home. Metal siding does appear common in the area as there are several close by with the same corrugated metal siding. I guess we’ll find out!
 
If it's metal siding over a frame.... then it's nothing too difficult.
 
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