Mobile Home questions - NADA Form

[Riick]

To clarify (I hope) what others here are talking about:

Manufactured Home = (once know as) Mobile Home = Stick Built home made to minimal structural standards in a factory.
ALWAYS has a metal undercarriage, which is a structural member.
Most often gets to site by being towed, and usually sits in a "trailer park", on leased land.
Usually thought comparable only to other manufactured homes.

Modular Home = Stick Built home usually made to a higher structural standard (my opinion) in a factory.
NEVER has a metal undercarriage, bottom structure is wood.
Most often gets to site sitting ON a carrier (or multiple carriers) pulled by a truck.
Usually sits on a concrete foundation or over a basement on land owned by buyer.
Usually thought equivalent with & comparable to site-built houses.

 

[Mr Rex]

Sorry Riick, but some modulars do have permanently attached steel undercarriages. Called On-Frame Modular or Frame-On Modular. Your perception of manufactured is also suspect, most manufactured homes do not end up in "parks", most end up on private propertty and are immediately converted to real property upon proper affixture to the site.

 

[Riick]

^^^^

I stand (or, right now, I sit) corrected.
.

 

[CANative]

Mobile Home - Built in a factory on a permanent steel chassis prior to June 15,1976 under local building codes or no particular building code. Not eligible for Fannie, Freddie or FHA loans. May be eligible for VA loans.

Manufactured Home - Built in a factory on a permanent steel chassis on or after June 15, 1976. Built to the HUD building code (Manufactured Home Construction and Safety Standards). Eligible for all types of financing.

Modular Home (On-Chassis) - Built in a factory on a non-removable steel chassis, to local, state or other national building code. Not eligible for Fannie Mae loans. Eligible for all others.

Modular Home (Off-Chassis) - Built in sections in a factory on a steel frame or platform which is removed after the sections are delivered to the site where it is set on a foundation. Eligible for all forms of financing and treated as site-built housing.

 

[Terrel L. Shields]

Stick to poultry farms, minerals and gas appraisals. You appear to be kind of confused about residential factory built housing.

I may be confused about res FACTORY built housing but I live in the Ozarks. I know a f&^%ing double wide when i smell it. The OP is not describing a modular home. 27' wide is a very typical double wide width. And taking the axles from under one does not make it stick built...

 

[CANative]

The dimensions do not determine the classification as to mobile, manufactured or modular. Only the building code followed at time of construction determines that.

And the OP did not state that only the axles had been removed. The OP stated:

All under carriage items have been removed.

Bottom line is that none of us and apparently the OP do not really know what it is at this point.

I know a f&^%ing double wide when i smell it.

"Double wide" doesn't mean much unless you know what kind of double wide it is. It makes a big difference in financing options which makes a big difference in market value.

 

[Mr Rex]

Modulars and manufactured homes are built in widths that can be pulled down the highway. The 27 foot wide house would likley also have 1 foot over hangs, so a 14 foot box going down the road, whether manufactured or modular. In NC they build 16 ft wide sections, but it requires law enforcement escort, which isn't cheap, so most are 12 or 14 wide. My uncle runs a company that moves and installs manufactured and modulars, he jokes about installing a sacrificial piece of plywood on the right front corner of each section, he calls it a box buster, for the times drivers don't move over and they have to take out someones mailbox.

 

[Terrel L. Shields]

Subjecty is a (bult in 1996)27 x 60 factory built mobile home set on a basement

our modular homes arrive on mostly 8' wide trucks. I've heard of some with 12' sections. There is usually more than one truck load. They are built to local code.

The ones that are 27' wide in our area are invariably HUD-code homes.

 

[CANative]

our modular homes arrive on mostly 8' wide trucks. I've heard of some with 12' sections. There is usually more than one truck load. They are built to local code.

The ones that are 27' wide in our area are invariably HUD-code homes.

It's usually the case but not invariably. Some people don't like the name manufactured home and some areas have zoning codes which do not allow "manufactured homes." You can order a factory built home custom built to a local building code instead of the HUD code and then it is a modular home. Same factory, same assembly line, the next house on the line after a MH. Same model, same builder.

That way the owner can say it's not a manufactured home and can have it set up in an area which prohibits manufactured homes. You can only tell the difference by the labels and insignia.

 

[Mr Rex]

our modular homes arrive on mostly 8' wide trucks. I've heard of some with 12' sections. There is usually more than one truck load. They are built to local code.

The ones that are 27' wide in our area are invariably HUD-code homes.

We had until recently both a modular and manufactured plant locally. The manufactured plant produced Hudcode and mods on the same line. Virtually indistinguishable except for the respective tags etc. The only required difference is that mods cannot have as low roof pitch as a manufactured. In any case everything that goes out the doors is 12,14 or16 feet wide. Alot of the mods have fold up overhangs and fold down roofs. The huds typically roll like they are intended tousers be after set up.