Mobile homes AFTER 1976?

[JTip]

I feel pretty good about manufactured vs. modular vs. mobile and have done many over the years. But this one has me grinding to a halt.

Outside shows the typical metal HUD 'tag', one on each section. Good. Inside I check all the obvious and typical places one would find the HUD 'sheet'. Nothing. She has the 'title' and called me with some info. She gave me the VIN number......VIN number????? Title calls it: Body Type-MH (mobile home)....uh oh.... The year of the home is 1998, produced by Skyline. Metal frame viewed from the basement, measured 20'x44', small but typical. Sold by a local dealer (now out of business) that I am familiar with. Vinyl walls, sloped interior ceiling, maybe I am over-thinking or possibly a PA thing calling out a VIN.

Comments, suggestions, questions? :icon_mrgreen: Thanks for looking.

 

[CANative]

Does the verbiage on the data labels indicate it was built to the HUD code?

Specifically "Federal Manufactured Home Construction and Safety Standards."

 

[Sid Holderly]

Missing HUD sheet, fond many like that. When put in the cabinet over the stove they got greasy and slid off?; When on the back of the door under the sink they were rubbed off by the waste basket; when put on the back side of the cover over the water heater they were scorched by a blown heater element; when put on the back side of the door that covered the fuse box they were removed when the fuse box was replaced with a larger one.

Or the tag is covered by the deck; the whole unit was resided and they are covered or removed.

One or the other is likely missing and sometimes both.

The owner is not the first owner and does not know the manufacturer (county often did not record the make on older units) and there are no decals or ID emblems. Most dealers no longer exist.

The reason the fee is higher!

 

[JTip]

Yes sir CAN, one of those for each section.

I just found it very odd the title referring to a 'VIN'. 1 out of 10 I see are missing the data sheet so the lack of it is not unusual. I had one homeowner put in a new kitchen and kept that specific cabinet door out in the garage because they thought it was important.

Thanks for the input gentlemen.

 

[Jo Ann Meyer Stratton]

The VIN number is the same thing as a serial number. Manufactured homes are originally issued a document that was known in the past as a Manufacturer's Statement of Origin. MSOs are also issued for motor vehicles by the auto manufacturers. That MSO for either a car or a manufactured home (after 06/15/1976) or a mobile home (prior to 06/15/1976) to create the title (proof of ownership). For mobile and manufactured homes to be taxed as real property, the title is surrendered back to the motor vehicle department and the appropriate paper work completed so that it now is sold and taxed as real property. Since VIN is printed on the original MSO some states or other governing entities will have VIN on the real property paperwork, some will have SN--they both mean the same thing.

If the home has the HUD label on the exterior, it is a manufactured home... The data plate on the interior is nice to find but not essential--except it does have the construction date on it and the VIN or SN which can be used to trace ownerships.

 

[Pam Wyant]

The VIN number is the same thing as a serial number. Manufactured homes are originally issued a document that was known in the past as a Manufacturer's Statement of Origin. MSOs are also issued for motor vehicles by the auto manufacturers. That MSO for either a car or a manufactured home (after 06/15/1976) or a mobile home (prior to 06/15/1976) to create the title (proof of ownership). For mobile and manufactured homes to be taxed as real property, the title is surrendered back to the motor vehicle department and the appropriate paper work completed so that it now is sold and taxed as real property. Since VIN is printed on the original MSO some states or other governing entities will have VIN on the real property paperwork, some will have SN--they both mean the same thing.

If the home has the HUD label on the exterior, it is a manufactured home... The data plate on the interior is nice to find but not essential--except it does have the construction date on it and the VIN or SN which can be used to trace ownerships.

Agree with you about the VIN being the same as the serial #, however in West Virginia, the title does not have to be surrendered back to the motor vehicle department to be taxed (or sold) as real property. The home merely has to be sited on land owned by the same person that owns the home itself, per the local assessor's office.

 

[TxArmadillo]

Pam, there's a website that can recreate that missing HUD data sheet. I've never had a need to use them (been very luck, I guess).

IBTS Verifies Manufactured Home Certification Labels and Provides Data Plate Information

IBTS assists brokers, homeowners, appraisers, etc. to verify the following information on manufactured homes:

• Label Number
• Date of Manufacture
• Name of the Manufacturer
• Type of Home (single versus multi-section)
• Location of First Shipment

This verification can be requested online or via fax, for a nominal service fee.

Here's the link:

[URL]http://www.ibts.org/services/services-in-the-public-good/HUD-label-verification.html[/URL]

Hope this helps.

 

[Pam Wyant]

Pam, there's a website that can recreate that missing HUD data sheet. I've never had a need to use them (been very luck, I guess).

IBTS Verifies Manufactured Home Certification Labels and Provides Data Plate Information

IBTS assists brokers, homeowners, appraisers, etc. to verify the following information on manufactured homes:

• Label Number
• Date of Manufacture
• Name of the Manufacturer
• Type of Home (single versus multi-section)
• Location of First Shipment

This verification can be requested online or via fax, for a nominal service fee.

Here's the link:

[URL]http://www.ibts.org/services/services-in-the-public-good/HUD-label-verification.html[/URL]

Hope this helps.

Good information, but I didn't need it. I was merely remarking that not all localities require the title surrendered to classify the home as real property.

If the home doesn't have HUD tags or a certification label, I just report it and let the lender deal with it. I've had it happen about 3 times so far. In one case, the owner knocked out one of the perimeter skirting blocks in order to get to the serial number printed on the frame. They got the number, and eventually all the info they needed and closed the loan, so it does work.

 

[Jo Ann Meyer Stratton]

The link that describes the procedure in each state:

https://www.fanniemae.com/singlefamily/titling-manufactured-housing