Jeff Deuitch
Sophomore Member
- Joined
- Aug 15, 2006
- Professional Status
- Certified Residential Appraiser
- State
- Florida
Chuck Mackley said:I did an FHA purchase of an older home. It had several issues but one was mold in the bathroom. It was growing on walls well away from the shower and in big enoug areas that I called for an inspection.
The Realtor went out and cleaned it up with a little Clorox and Lysol and then called for a 442. I asked for a copy of the mold remediation report proving that the mold was non toxic and not buried deep within the drywall. All I got were screams of horror. "We are closing tomorrow!". Well, first, I cannot get over there by tomorrow, I just got the 442 request this morning, and also what kind of mold was it?
Are you qualified to determine that the mold was a non-toxic variety? Will you send me a letter signed and notarized by you and your broker stating that the mold issue is resolved and there is no health hazard.
I also requested a structural for a soft floor. They got the brother-in-law contractor instead of a real engineer to make a report. It has been a week and I have yet to see either.
I am an appraiser and microbiologist and involved in both the appraisal and mold industries. I can address your question.
There are no government or regulatory standards for mold exposure. Most all species contain some toxins. This is really not the issue at all. The only standard that has been adopted is a defacto industry standard which suggest that if ten fold higher levels of fungal spores (either total count or on a group by group basis are present on the interior than the exterior, then an "amplification" of spores due to an interior cause is assumed.
I do occasionally see where someone is making claims of "toxic" species. For the most part these assumptions are nonsense. I am launching a forum and podcast which will address many of these issues at www.iaqforum.net and www.iaqcast.com. We are just forming this system and while the forum is functional, the podcast is not quite yet ready.
Two genera of fungi have been associated with airborne toxins. They are Stachybotrys and Memnoniella which are closely related. Legislation has been passed in Texas, Louisiana and hopefully soon in my state, Florida.
I would stongly avoid a 442 claiming that effective mold remediation has been accomplished. Verifying adequate remediation of a mold area is not the job of the appraiser. Bleach is a cleaning compound. When mold is visible on wall surfaces, it is likely present in greater concentrations in the wall cavity. All that wiping down a significant area of mold accomplishes is agitating large populations of spores into the air. If the area in question still has a moisture problem, then mold will reappear in short order. Bleach does not have any lasting effect and does not kill significant populations spores with casual exposure. The moisture problem that lead to biological growth needs to be cured first. If the mold reappears due to continuing moisture, the buyer will likely be angry and all parties involved may be in a position of liability. Please also note that unless you are in a state with regulatory laws concenring mold, the inspector may very well be poorly educated and their certification may be the result of a one day course. The industry is plagued with people like this. In most states there are no regulations about "certifications" and most are not worth the paper they are printed on. I would not get involved with the selection of a mold inspector unless you wish to be responsible for the actions of this person.
The fees charged by a well qualified person may well be well above what a realtor is willing to recommend or a seller willing to pay. Bottom line, these 1 day certification types are often hired. If summoned to court, their qualifications and experience are rapidly revealed.
In mold assessment projects, typically an assessment is performed, followed by remediation by a remediation contractor which should not have any business relationship with the assessor and is hence neutral. After the remediation project is complete, the assessor is sent back to the property to retest to verify that the remeidation has been properly performed. The assessor then issues a compliance certificate. The report you requested is not a remediation report, it is an assessment report. Proposed legislation in Florida and other states makes it a felony crime for assessors to perfrom remediation and vice versa. This is for some very valid reasons.
If the area of mold is small, <10 Sq Ft., then cleaning is generally considered appropriate (consult the IICRC S520 mold remediation spec), however air sampling by a qualified technician is the only way to verify that interior airborne fungal spore levels are within the industry standards.
As for the the impending closing, I would not let this affect your judgement or actions. USPAP and state laws do not make this an excuse for wrongdoing for appraisers nor does it reduce your liability. Tread carefully.
Hope this helps.
Jeff Deuitch
Microbiologist and Appraiser
Manatee Appraisal Service and Int'l Microbiology & Mold group
Palmetto, FL