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Multi-state certification. is it worth it?

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I live in Arkansas and reciprocate in OK. About 25% or more of my biz is in OK. I tried rec. in Mo for a year but its not worth it. The difficulty in getting data perhaps as much problem as the reduced amt. of work. Mo is non-disclosure, and SW Mo. has about 5 or 6 MLS's, some recently combined I heard. NW Ar and Wal-Mart provides work for many in SW Mo and NE Ok so lots of those folks deal with my clients in NWA.

I also do mineral rights work and it is most annoying to value mineral properties in other states. Temp lic. works for me but often it delays me a couple weeks waiting for a reply. The typical recp fee is significant for a single appraisal and when you speak to the state office they generally cannot tell you whether you can appraise mineral rights sans certification or not..they've never been asked before. Most states don't require you be a RE broker to broker mineral rights but most don't have specific language related to mineral interests.

BTW Greg and TC
Irregardless -- it should not be a word, but it is. Thanks, TC
Irregardless was the invention of Lil' Abner's Al Capp (Alfred Caplin) who created that word and another..."Druthers".. If I had my druthers, irregardless what you say, I'd make 'em both words.
 
"Since I live in SE PA (about 15 minutes from the DE border) and both NJ and MD are both within very reasonable driving distances (and since I have realtively good knowledge of the RE markets in certain counties of all of these states), then I believe that I would gain a benefit from having an appraisal certification in all of these states (especially since all 4 are in a 1 hour radius from my office)."

Maybe I'm missing something, but I don't see how anyone could have the time to become geographically competent to appraise in four states. Maybe, as someone said, if your close to the borders. But four states?!

If seen so much junk from appraisers in DC and Virginia, who think they know the Baltimore market that I'm ready to scream. Have one on my desk now.

Your a better man than me. Good luck!
 
You're right to a point, Jeff. It would be very difficult to be "geographically competant" in all four of these ENTIRE states. Do I intend to do appraisals in Pittsburgh, Baltimore and Trenton? No way. However, take a look at these 5 counties: Chester Co, PA, New Castle Co, DE, Cecil Co, MD and Camden/Burlington Cos, NJ... they are all very close together, I do have access to very reliable information in all of those counties (MLS, public tax records, deed records, other) and I have been to all of those counties enough times to have a good feel for the market areas. Plus, whenever I go there, I pick up copies of the local newspapers, real estate magazines, and such and I have conversations with realtors from all of those counties on an almost everyday basis. I feel I am very competant to perform appraisals in all four states - as long as I know what I'm getting myself into for each assignment!

Consider this: even in the state of my best knowledge (DE - where I am from originally and where I hold my original appraisal certification), there are still some properties where I do not feel that I am competant to appraise so I disclose that to the lender and I decline the assignment. I think that is true of most appraisers, even those that have been in the business since the dawn of time. You can never be all-knowing all the time!

Regarding your Baltimore review, you will never see one of those from me on your desk! I've taken almost all of my CE classes at the Hopkins Center in downtown and talked to so many MD appraisers who have horror stories to tell about appraising in Baltimore City. Scary stuff!

Again, I agree with you in theory but my decision to go certified in 4 states is a business decision. Look at it this way: 2 appraisals/year in each of those states should cover my license renewal and any MLS fees. Anything over-and-above that is "made money". I am more valuable to my clients who do multi-state mortgage brokerage but I am also very aware of where my competancy lies. I know many MD appraisers who appraise in 8-10 counties in MD... what's the difference if I do two counties in each of four different states (I know the obvious reasons: different state laws, different marketing areas, etc, but that's true even from county to county in the same state)?

We'll see how it works out! Like I say to everyone that I know: "If you don't ask then the answer is always no."
 
The mark of a professional

"Consider this: even in the state of my best knowledge (DE - where I am from originally and where I hold my original appraisal certification), there are still some properties where I do not feel that I am competant to appraise so I disclose that to the lender and I decline the assignment. I think that is true of most appraisers, even those that have been in the business since the dawn of time. You can never be all-knowing all the time! "

That statement, to me, more than anything else you have said, marks you as a professional. I agree and wish every appraiser would heed those comments. I have lived in my market since 1956 when the US Navy first sent me here with the exception of 2 tours in Vietnam, and a year and a half in California. I have been a salesperson and/or a real estate broker here since 1972 and there are properties in this market that I will and do decline. I have been doing appraisals in North Carolina in the 2 border counties for about 20 years, long before the properties even had a street address and know that market as well as any appraiser who happens to live there. Having said that, I would not venture even as far away in my own state as Williamsburg(about 60 miles away), Richmond(about 90 miles away), or going west more than 30-35 miles away. I only wish all those newbies & trainees from Richmond, Northern Virginia, Roanoke, and yes even in Maryland would feel the same way. A few get caught now and then as they did in the case of Ruff(see attached) but not enough. I just referred a trainee to the state appraisal board. We'll see how that goes.


http://www.dpor.virginia.gov/regulantlookup/disciplinaryactions/pdf_orders/2006-02416_4001001799.pdf
 
Back to the original question ("is it worth it?")...the answer is, of course, "it depends!"

It depends upon the costs associated with maintaining more than one license and the projected revenues attached to multiple licenses. But, you already know this.
 
Ed,
Your points are well taken. We can only hope that others take our proffession
as seriously as you appear to.
 
Terrel touched on another possibility: the temporary permit. I live in SW Missouri and am not certified in either Kansas, Oklahoma or Arkansas. However, on the couple of occasions when I did work in SE Kansas (only 7 or 8 miles west of my home) I simply got a temporary permit from KS. Like Terrel said, kind of a hassle, but not really too much. The primary problem for this method when doing mortgage work would be the delay.
 
I am surprised at the number of residential people who are multi-licensed. I know very few commercial people who are not. Wisconsin, Indiana and Michigan are all within an hour of Chicago.

When it comes to this subject there is a striking difference between residential and commercial properties. Market size varies based on property type. Single family homes have narrow markets that could be limited to several blocks while commercial properties may have regional or national markets.

I find being licensed in several states worth it. However, I was Generally Certified within these State's before reciprocity. Over the last 25 years there are very few counties in Illinois, Michigan and Indiana I have not done appraisal work. In Cities with +50,000 people or more I have most likely completed dozens of reports. Over the years these fees add up. I have never been without work in the 14 years since starting on my own and business gets better every year.
 
Totally off the subject and I'm sure this has been posted before. This is in response to Terrel.

Irregardless
From Wikipedia, the free encyclopedia
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Look up irregardless in Wiktionary, the free dictionary.Irregardless is a term that has caused controversy since it first appeared in the early twentieth century. It is generally listed in dictionaries as "nonstandard".

Contents [hide]
1 Origin
2 Appearance in reference books
3 Prescriptive vs. descriptive
4 Summary
5 Irregardless in popular culture
6 References



[edit] Origin
The origin of irregardless is not known for certain, but the consensus among references is that it is a blend of irrespective and regardless, both of which are commonly accepted standard English words. By blending these words, an illogical word is created. "Since the prefix ir- means 'not' (as it does with irrespective), and the suffix -less means 'without,' irregardless is a double negative."[1]. (Cf. inflammable, flammable.)

Irregardless is primarily found in North America, most notably in Boston and surrounding areas, according to the Oxford English Dictionary, and was first acknowledged in 1912 by the Wentworth American Dialect Dictionary as originating from western Indiana. Barely a decade later, the usage dispute over irregardless was such that, in 1923, Literary Digest published an article entitled "Is There Such a Word as Irregardless in the English Language?"[2]


[edit] Appearance in reference books
One way to follow the progress of and sentiments toward irregardless is by studying how it is described in references throughout the twentieth century. Webster’s New International Dictionary (2nd. Ed. Unabridged) described the word as an erroneous or humorous form of regardless, and attributed it to the United States. Although irregardless was beginning to make its way into the American lexicon, it still was not universally recognized and was missing completely from Fowler's Modern English Usage,[3] published in 1965, nor is irregardless mentioned under the entry for regardless therein. In the last twenty-five years, irregardless has become a common entry in dictionaries and usage reference books. It appears in a wide range of dictionaries including: Webster's Third New International Dictionary of the English Language Unabridged (1961, repr. 2002),[4] The Barnhart Dictionary of Etymology (1988), The American Heritage Dictionary (Second College Edition, 1991),[5] Microsoft Encarta College Dictionary (2001), and Webster’s New World College Dictionary (Fourth Edition, 2004).[6]This word was first seen in print in the Gordon family anthology.


[edit] Prescriptive vs. descriptive
The approach taken by lexicographers when documenting a word's uses and limitations can be prescriptive or descriptive. The method used with irregardless is overwhelmingly prescriptive. Much of the criticism comes from the illogical double negative pairing of the prefix (ir-) and suffix (-less), and the argument that irregardless is not, or should not be, a word at all because it lacks the antecedents of a "bona fide nonstandard word." A counterexample is provided in ain't, which has an "ancient genealogy," at which scholars would not dare level such criticisms.[1]

The descriptive approach to "irregardless" is to note that it is considered nonstandard by educated people.


[edit] Summary
Irregardless seems to be moving slowly in the direction of standardization.[citation needed] It has gone from nonexistence in the 1910 publication of Etymological Dictionary of the English Language,[7] to being a normality in modern dictionary publications, and it frequently occurs in edited professional prose. The fact that its listing as a "humorous usage" has practically disappeared today supplies further evidence in favor of acceptance. However, strong resistance to this word still remains. Australian linguist Pam Peters (The Cambridge Guide to English Usage, 2004) suggests that irregardless has become fetishized, since natural examples of this word in corpora of written and spoken English are greatly outnumbered by examples where it is in fact only cited as an incorrect term.


[edit] Irregardless in popular culture
The word is featured in the 2004 documentary film Spellbound. It was spoken by the mother of one of the contestants, Ted Brigham, in the sentence: I think Ted's got the advantage of parents who think he's great irregardless.
In Mean Girls, irregardless is used by Gretchen, a member of the popular girls' clique, The Plastics.
Spoken by Leo in the movie Corky Romano.
In a second season episode of American Dad, Steve Smith and Roger the alien make fun of Stan Smith when he uses the term. Steve remarks "Irregardless? That's not even a real word. You're affixing the negative prefix 'irr-' to 'regardless', but, as 'regardless' is already negative, it's a logical absurdity!"
Spoken by Danny Masterson in Puff Puff Pass "Irregardless is not a word! This is going to drive me ****ing crazy..."
In the short film The Parlor two characters argue over the term:
Joey: "Irregardless she's a twat."
Beth: "Irregardless isn't even a word."
Joey: "Yes it is, it means without lack of regard."

[edit] References
^ b Soukhanov, Anne H., ed. The American Heritage Dictionary of the English Language. 3rd Ed. Boston: Houghton Mifflin, 1992.
^ Partridge, Eric, ed. Origins: A Short Etymological Dictionary of Modern English. New York: Macmillan, 1966.
^ Barnhart, Robert K., ed. The Barnhart Dictionary of Etymology. H. W. Wilson Company, 1988.
^ Rooney, Dr. Kathy, ed. Microsoft Encarta College Dictionary. New York: St. Martin's Press, 2001.
^ Murray, James, et al., eds. The Oxford English Dictionary. 2nd Ed. Vol. VIII. Oxford: Oxford University Press, 1989.
^ Fowler, H[enry] W[atson], and Sir Ernest Gowers, eds. Fowler's Modern English Usage. 2nd Ed. New York: Oxford University Press, 1965.
^ Gove, Phillip B., ed. Webster's Third New International Dictionary of the English Language Unabridged. Springfield, Massachusetts: Merriam-Webster, 1981.
^ Berube, Margery S., ed. The American Heritage Dictionary. 2nd College Ed. Boston: Houghton Mifflin, 1991.
^ Agnes, Michael, ed. Webster's New World College Dictionary. 4th Ed. Cleveland, Ohio: Wiley Publishing, 2004.
^ Skeat, W. W., ed. Etymological Dictionary of the English Language. Oxford: Clarendon Press, 1910.
^ Kipfer, Barbara Ann, ed. Roget’s 21st Century Thesaurus. New York: Dell Publishing, 1992.
^ Flerner, Stuart and Jess Stein, eds. The Random House Thesaurus. College Ed. New York: Random House, 1984.
Retrieved from "http://en.wikipedia.org/wiki/Irregardless"



Also, I still say a lot and not alot. :) I forgot who has that one in their signature.
 
I am surprised at the number of residential people who are multi-licensed. I know very few commercial people who are not. Wisconsin, Indiana and Michigan are all within an hour of Chicago.

When it comes to this subject there is a striking difference between residential and commercial properties. Market size varies based on property type. Single family homes have narrow markets that could be limited to several blocks while commercial properties may have regional or national markets.

I find being licensed in several states worth it. However, I was Generally Certified within these State's before reciprocity. Over the last 25 years there are very few counties in Illinois, Michigan and Indiana I have not done appraisal work. In Cities with +50,000 people or more I have most likely completed dozens of reports. Over the years these fees add up. I have never been without work in the 14 years since starting on my own and business gets better every year.


You said it!

There was a dispute some years ago between the state and a local jurisdiction over the value of the water in a man-made lake surrounded by one of the largest recreational areas in maryland.
The assignment was to value the water, and they covered most of the United States to do it.

Anyway, I'm off to appraise a cookie cutter condo about 15 minutes from my office. They need it yesterday.
 
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