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Thank you to all that answered. Here's what happened.
I arrived at that house just before 9am this morning. The new sink appears properly installed in the bathroom. Picture taken. (There was no sink, I had reported that and conditioned it)
The 220 line going to the range in the addition was no longer strung across the floor and was properly installed into the wall. Picture taken. (I had conditioned this since it was hanging out of the wall and running about 10' across the floor.)
The addition was listed in the tax records and permitted. I think they had closed off a connecting doorway after the addition was built. Anyway, there was a new hole in the common wall; a gaping unfinished hole. The addition is almost 2' lower than the original structure and now needs steps. They had a new pre-hung exterior door propped up over the hole. The door is quite a bit bigger than the hole. Why didn't he just open up the wall where the door used to be????? I was amused. Picture taken.
I asked son/buyer to please move the door so I could get a better picture of the hole. Picture taken.
I climbed up into the original structure and turned around to look at the hole from the other side. Hope no one falls through this thing! The electric lines are now exposed and on the floor in front of this hole. Still alive. Picture taken.
He wants to show me that the back yard is better than it was. We walk around the back yard...... around the septic system area that is too wet to walk on. He shows me the drainage ditch that runs along the back line and tells me the County is coming out to dig it back out and this is the reason for the soggy back yard. Picture taken.
He then gets a ladder and wants me to look over the fence into the neighbors yard. Their septic system is all dug up. He tells me that that's why I could smell a septic system. Didn't bother taking a picture of the neighbors torn up yard.
He then tells me that there are mushrooms that sometimes grow there in his back yard that stink just like a sewer. No mushroom at this time to take a picture of. Darn!!
He tells me he's going to cancel the check he wrote to that septic system company yesterday that pumped his tank but won't give him a letter. I get the name of the company and tell him that the Underwriter must have a letter. He says he's going to get a new company to come out and inspect it today. (Yeah, like some other septic company is going to clear a system that was just pumped yesterday by another company.) He's pretty nervous while trying to pull the wool over my eyes. I assure him it will all work out.... eventually.
I called the septic company he had out yesterday and they are really ticked off at him for trying to get them to write a letter stating the septic system is just fine when he definately needs a new drain field. (Would have liked a picture of her face while she was telling me this.)
All is disclosed to the Underwriter, with pictures. Just as I'm about to send it in, the LO calls. I've already told him everything and he's just finished talking to the son/buyer. (This is a good LO that wants to do things right and I get all his biz. He's not upset at all.) A new drain field will be installed and the hole in the wall will be finished properly with the electric properly moved. I add that the buyer is intending to have a new drain field installed and hit 'send'. Just the facts.
Closing will he held after these are completed and I've inspected that hole in the wall again.
I feel better! I'm not a septic system 'specialist' but, I'm not a blind dummy either.