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New URAR

J Grant said:
The new URAR is the old URAR made more complex and cumbersome. Instead of form numbers, it has drop-down sections appropriate to each property type. How well that functions is unknown. . I assume the report can still be printed out.

The new URAR adds lots of inspection detail, much of it not relevant to value and the sum total of it will add substantially to time at site and in writing the report. If one piece of detail is missing and an appraiser has to go back to the property or chase down the info, it can add days or weeks to the turn time.
Click to expand...
J Grant said:
The new URAR is the old URAR made more complex and cumbersome. Instead of form numbers, it has drop-down sections appropriate to each property type. How well that functions is unknown. . I assume the report can still be printed out.

The new URAR adds lots of inspection detail, much of it not relevant to value and the sum total of it will add substantially to time at site and in writing the report. If one piece of detail is missing and an appraiser has to go back to the property or chase down the info, it can add days or weeks to the turn time.
Click to expand...
There is a design department in Hell.
 
UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data demands and tech troubles, risking the integrity of valuations in a quest for modernization.
The appraisal industry is bracing for the rollout of the Uniform Appraisal Dataset (UAD) 3.6, a supposed game-changer slated for an optional beta in September 2025 and a mandatory debut by November 2026. Promising to drag appraisal reporting into the modern age with a sleeker, property-specific framework, UAD 3.6 has appraisers across the country muttering a mix of cautious hope and outright skepticism. But let’s be real: this overhaul feels less like a bold leap forward and more like a bureaucratic bear trap, threatening to tangle appraisers in a web of complexity while undermining the very craft they’ve honed for decades.

Chad Barker, CEO of Velox Valuations, highlights the potential of UAD 3.6’s dynamic forms and tailored data fields to streamline reporting and eliminate redundant sections, offering a glimpse of efficiency. Yet, this flexibility introduces risks of inconsistency without robust training, potentially leaving appraisers to navigate varying interpretations of the new forms. Velox’s team acknowledges a significant learning curve and concerns about workflow disruptions as stakeholders adapt to the changes. The big question haunting appraisers: how much time will this shiny new system devour from their already packed schedules?


Then there’s the tech side, where things get downright messy. Brian Zitin, CEO of Reggora, points out that some appraisal software providers are stuck in the digital dark ages, their legacy code creaking under the weight of UAD 3.6’s demands. One Reddit user, a former programmer turned appraiser, doubts Total can handle the update without a complete rewrite. Zitin’s advice? Ditch the dinosaurs and hop on a modern platform like his. But even he admits the second hurdle – managing dual pipelines of old and new forms – will be a logistical nightmare. With no word on whether the FHA, VA, or non-QM lenders will adopt UAD 3.6, appraisers could be stuck juggling a classic 1004 one day and its data-hungry cousin the next. One wrong move, and you’re redoing the whole report, delaying loans and testing everyone’s patience.

The real sting comes from voices like Robert Monty Cline, a Certified General Appraiser with 30 years of battle scars from Eastern Kentucky and South Florida. He doesn’t mince words: UAD 3.6 is “dangerous,” a top-down assault on the soul of appraisal work. By funneling nuanced analysis into dropdown menus and 256-character blurbs, the new forms turn complex properties into oversimplified data points, more suited for XML files than real-world markets. Try explaining a hillside easement or a five-mile comp gap in a tweet-sized box — good luck. Cline has seen hybrid reports flop spectacularly in rural areas, with a 99% cancellation rate due to shoddy outsourced inspections. Yet UAD 3.6 doubles down on these flawed models, leaving appraisers liable for garbage-in, garbage-out valuations. And who’s footing the bill for software updates and retraining? Spoiler: it’s the appraisers, with no extra pay or grace period to soften the blow.

The online chatter on Reddit doesn’t exactly inspire confidence either. One appraiser, fresh from a line-by-line review of the new form, calls it a “data mining tool” masquerading as a valuation report, demanding so much detail it feels like a self-contained novel rather than a summary. Fees need to double, they argue, to match the mountain of work. Others agree, urging colleagues to jack up rates and “reset the market” while warning that appraisal factories — those lovely outfits hiring non-licensed analysts in far-off lands — will keep prices low by churning out cut-rate reports. “If you’re still accepting jobs under $400, get out of the business,” one user snaps, blaming lowballers for dragging everyone down. Meanwhile, rumors swirl of delays due to job cuts and privatization chaos at Fannie Mae and Freddie Mac, with one appraiser noting the VA has zero plans to touch UAD 3.6. Oh, and don’t forget the mobile app mandate, which might send tech-averse veterans packing, shrinking the appraiser pool and maybe — just maybe — pushing fees up.

UAD 3.6’s promise of efficiency is a siren song, luring the industry toward a cliff of complexity and compromise. It prioritizes machine-readable data over the human judgment that’s kept lending honest through market crashes and regulatory storms. Appraisers aren’t the bottleneck; we’re the last bastion of integrity. As we brace for this overhaul, the industry needs more than buzzwords about innovation — it needs a plan that doesn’t leave its professionals out to dry.

appraisersblogs.com

UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket - Appraisers Blogs

UAD 3.6, the appraisal industry's "modern" mess, trades nuance for data bloat, risking valuation integrity with tech traps and a steep curve.
appraisersblogs.com appraisersblogs.com
 
At some point it is just not worth it anymore. It is getting close to that now.
 
Mejappz said:
UAD 3.6, the appraisal industry’s shiny new straitjacket, promises efficiency but threatens to bury appraisers under a mountain of data demands and tech troubles, risking the integrity of valuations in a quest for modernization.
The appraisal industry is bracing for the rollout of the Uniform Appraisal Dataset (UAD) 3.6, a supposed game-changer slated for an optional beta in September 2025 and a mandatory debut by November 2026. Promising to drag appraisal reporting into the modern age with a sleeker, property-specific framework, UAD 3.6 has appraisers across the country muttering a mix of cautious hope and outright skepticism. But let’s be real: this overhaul feels less like a bold leap forward and more like a bureaucratic bear trap, threatening to tangle appraisers in a web of complexity while undermining the very craft they’ve honed for decades.

Chad Barker, CEO of Velox Valuations, highlights the potential of UAD 3.6’s dynamic forms and tailored data fields to streamline reporting and eliminate redundant sections, offering a glimpse of efficiency. Yet, this flexibility introduces risks of inconsistency without robust training, potentially leaving appraisers to navigate varying interpretations of the new forms. Velox’s team acknowledges a significant learning curve and concerns about workflow disruptions as stakeholders adapt to the changes. The big question haunting appraisers: how much time will this shiny new system devour from their already packed schedules?


Then there’s the tech side, where things get downright messy. Brian Zitin, CEO of Reggora, points out that some appraisal software providers are stuck in the digital dark ages, their legacy code creaking under the weight of UAD 3.6’s demands. One Reddit user, a former programmer turned appraiser, doubts Total can handle the update without a complete rewrite. Zitin’s advice? Ditch the dinosaurs and hop on a modern platform like his. But even he admits the second hurdle – managing dual pipelines of old and new forms – will be a logistical nightmare. With no word on whether the FHA, VA, or non-QM lenders will adopt UAD 3.6, appraisers could be stuck juggling a classic 1004 one day and its data-hungry cousin the next. One wrong move, and you’re redoing the whole report, delaying loans and testing everyone’s patience.

The real sting comes from voices like Robert Monty Cline, a Certified General Appraiser with 30 years of battle scars from Eastern Kentucky and South Florida. He doesn’t mince words: UAD 3.6 is “dangerous,” a top-down assault on the soul of appraisal work. By funneling nuanced analysis into dropdown menus and 256-character blurbs, the new forms turn complex properties into oversimplified data points, more suited for XML files than real-world markets. Try explaining a hillside easement or a five-mile comp gap in a tweet-sized box — good luck. Cline has seen hybrid reports flop spectacularly in rural areas, with a 99% cancellation rate due to shoddy outsourced inspections. Yet UAD 3.6 doubles down on these flawed models, leaving appraisers liable for garbage-in, garbage-out valuations. And who’s footing the bill for software updates and retraining? Spoiler: it’s the appraisers, with no extra pay or grace period to soften the blow.

The online chatter on Reddit doesn’t exactly inspire confidence either. One appraiser, fresh from a line-by-line review of the new form, calls it a “data mining tool” masquerading as a valuation report, demanding so much detail it feels like a self-contained novel rather than a summary. Fees need to double, they argue, to match the mountain of work. Others agree, urging colleagues to jack up rates and “reset the market” while warning that appraisal factories — those lovely outfits hiring non-licensed analysts in far-off lands — will keep prices low by churning out cut-rate reports. “If you’re still accepting jobs under $400, get out of the business,” one user snaps, blaming lowballers for dragging everyone down. Meanwhile, rumors swirl of delays due to job cuts and privatization chaos at Fannie Mae and Freddie Mac, with one appraiser noting the VA has zero plans to touch UAD 3.6. Oh, and don’t forget the mobile app mandate, which might send tech-averse veterans packing, shrinking the appraiser pool and maybe — just maybe — pushing fees up.

UAD 3.6’s promise of efficiency is a siren song, luring the industry toward a cliff of complexity and compromise. It prioritizes machine-readable data over the human judgment that’s kept lending honest through market crashes and regulatory storms. Appraisers aren’t the bottleneck; we’re the last bastion of integrity. As we brace for this overhaul, the industry needs more than buzzwords about innovation — it needs a plan that doesn’t leave its professionals out to dry.

appraisersblogs.com

UAD 3.6: The Appraisal Industry’s Shiny New Straightjacket - Appraisers Blogs

UAD 3.6, the appraisal industry's "modern" mess, trades nuance for data bloat, risking valuation integrity with tech traps and a steep curve.
appraisersblogs.com appraisersblogs.com
Click to expand...
Although the article might be 100% accurate, and althogh I know absolutely Nothing about the new form, the article is very subjective and opinionated with an obvious bias in favor of appraisers, e.g. to fault the pending conversion because users might not understand the new format is a "logical fallacy." However I am curious about the reference to hybrid reports, and wonder whether the new format will tend to promote the hybrid inspection/reporting model? THANKS PEERS...
 
Dale Floyd said:
If the goal is to make appraisals more simple for review programs, it won’t.

If the goal is to get all appraisers on the same page, it will likely force the older ones out completely. I can think of scores who will never be able to adapt at such a complete overhaul like this.
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It's bulletproof, woo hoo!

 
Surf Cat said:
It's bulletproof, woo hoo!

Click to expand...
Just received this from a AMC. AMCs are teaming up with others for these push button AMCs.

https://www.profet.AI/

I have said this multiple times...I use tech, and I will use software to wrangle the data.

But I'm afraid that appraisers will just utilize this without doing any other research that the AI missed or did not report.

Or just use all of the spoon fed adjustments and produce a 15 minute appraisal.

USPAP needs to be rewritten or dismantled.

Cannot wait to see the UWs and the public reaction to the push button appraisals.... ROV....and $5335 adjustments.
 
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