No need to raise your fees, hahahahaha

[djd09]

isnt ansi owned by some commie...like a maduro

 

[Fernando]

This is a seminar which seems to teach you something. But before you all don't raise your fees, consider the new headaches to be:

Fannie Mae's latest guidance says that 40% of appraisals received are STILL not meeting ANSI standards. These improper measurements have been tolerated, but that is about to change in 2026. The new UAD system will analyze appraisals for compliance with ANSI and begin flagging non-compliant appraisals. (HOW WILL IT KNOW) FNMA has updated its ANSI requirements and rendered it even more critical as the UAD 3.6 goes into effect. As macho TV commercials often state, "Failure is not an option."

This webinar will cover:

• The terms "Basement" and "Gross Building Area" are being retired and replaced with new terms.
• Under UAD 3.6 square footage must be classified under 7 different categories.
• Learn when the new definition of Nonstandard Finished Area applies to your house.
• What FNMA, Freddie Mac, FHA and VA (the GSEs) will require for the UAD 3.6.
• Structure details: such as ceiling heights, ceiling type, & front door height.
• Where to include sketches in your appraisal report.
• Certain disclosures that MUST be included in your report.
•
Sign Up Now! $79 from
View attachment 106001

This is a joke, right?

 

[Sadie]

My hope is the traumatized, fear-ridden segment who mainly work for AMC's will raise their fees, because those fees are miserably under par anyway. They might be forced to form the sheer magnitude of time and scrutiny and revisions these reports will need. No software promising the elusive time savings can make up for the multi-tiered data demands and they certainly can not address the time-consuming ROVs, revisions, and strips that will come after the reports are delivered.

I'm hoping they either quit the AMCs or quit all together.

 

[George Hatch]

I expect some appraisers will quit the GSE pipelines over this. I kinda doubt most of the non-GSE pipelines will convert to requiring this version of the UAD, if for no other reason than it will be a lot more cumbersome for them to review and use.

The 1004 and its derivatives provide for a reasonably concise report which is relatively easy to navigate even with the plethora of add-on optional addenda. Most of the relevant summary will be in the first 3 pages. Few users actually read any of the narrative addenda.

I'd go so far as to suggest that if a report is clearly aimed for the non-GSE pipelines then there's no reason to continue adding the GSE-centric extras or adhere to the GSE appraisal policies. If using the general purpose forms those reports COULD end up being simplified when compared to a GSE-spec report. Those appraisers would be writing for a different user with different expectations.

 

[djd09]

AI Overview


American National Standards Institute (ANSI) is a private, non-profit U.S. organization that oversees the development of voluntary consensus standards for products, services, systems, and personnel, ensuring they meet open, fair, and consensus-based processes, and also represents the U.S. in international standards bodies like the ISO, promoting safety, efficiency, and global trade across industries by coordinating standards that ensure quality and interoperability.

congress delegates their authority to TAF...TAF delegates their duty to the GSE's...the GSE's are too incompent to write a measuring standard so hello ansi

 

[George Hatch]

congress delegates their authority to TAF...TAF delegates their duty to the GSE's...the GSE's are too incompent to write a measuring standard so hello ansi

The parallel is federal rights vs states' rights via the 10th Amendment. That which is not required by the feds is left to the states to regulate.

The GSEs and the individual lenders and other users occupy the same status in this saga. They're each allowed to add their own extras onto the minimums. As per their own discretion. The states can't undermine the minimums at the feds and (WRT the regulated appraisers) the lenders/GSEs can't undermine the minimums of USPAP. But they can add just about any of the extras they want.

 

[djd09]

ansi has no authority to write laws...

 

[djd09]

USPAP also say appraisers cannot be misleading...ansi is that

 

[George Hatch]

ansi has no authority to write laws...

ANSI is a GSE extra. Not a USPAP requirement. Same with the UAD - that's another user extra which only certain users require; it's not a USPAP minimum per se. I do non-GSE assignments. Neither ANSI nor the UAD are required by any of my clients or users.

Yes or No: does a client or user have the right to form their own *additional expectations* or not? To include or exclude as per their discretion.

 

[djd09]

obviously you dont do ansi...so no concern for you to be misleading