He's a real appraiser. I do not know him personally, just his posts in here. He appraised in the field and used to own a fee shop. He more than likely has answered some of your questions. If you use the search feature for questions on complex assignments you'll see his answers quite often. Over the years in here he has been very generous with his time by helping appraisers with difficult questions, he does not have to participate here, but he does. He's extremely competent and a very bright guy. I dislike Fannie Mae in many ways, but won't hold it against him because he works there. There are a lot of appraisers that work there, I personally know 2 appraisers that do, but I'm not blaming them for the UAD 3.6 either.