Oxidized paint on aluminum siding

[CANative]

Great post!!

 

[andrew81]

EPA regulations include chalking as a form of paint deterioration. Therefore, risk assessors must identify chalking paint. These Guidelines, however, no longer consider chalking to be a form of paint deterioration that must be corrected to prevent childhood lead poisoning. The reason is that it is the top, or exterior layer of paint that chalks, and thus a painted surface must have gone without repainting for some 30 years (at the time of this writing) for lead-based paint to be the outside layer. (Very little lead-based paint was used in the 1970s, even for exterior surfaces.) If paint has existed that long, other forms of deterioration will be present.

[url]http://portal.HUD.gov/hudportal/documents/huddoc?id=second_edition_2012.pdf[/URL]

 

[JSmith43]

"Chalky paint" is defective paint. If the house was built before 1978 the appraiser is constrained to one course of action. Easy.

I guess you just flunked the FHA "Easy" snap quiz.


Great post, Andrew! That's the FHA/HUD answer, I guess. I share REX's view that the chalk should be addressed, but, as a cosmetic cure, requiring special surface preparation prior to new decorative painting coat, not required by FHA LBP rules.

I'd still run it by an HOC & try to get something in writing,or at least put your efforts to words in the report.

 

[CANative]

Defective paint is defective paint. The appraisers responsibility doesn't extend beyond that for FHA. Condition for repair or inspection.

But since you have me on ignore you won't be able to read this. Hope you don't do any FHA jobs until you take me off ignore again. You might save some time talking to your local HOC.

You're such a p****y Roger Watland. You try to insult me in your icky watercooler thread and then put me on ignore so I can't respond to your nonsense. What's wrong with you?

 

[JSmith43]

FHA assignments have HUD/FHA as a required intended user.

CAN, you do the FHA assignments however you wish. Anyone that wants to take CAN's advice, ask him to cosign your report or provide you with a back-up client

I suggest that chalky paint on a durable surface such as aluminum is a cosmetic issue & not a structural issue. It might be a safety issue if kids are licking the siding, but HUD/FHA has proclaimed in writing that chalking pre 1978 paint is not a health/safety issue, rightly or wrongly.

An appraiser should simply present the argument in the report & let the DEU agree or disagree. The appraiser could arm the DEU with a cost to cure estimate.

If an appraiser wants to really be careful, seek an opinion from the local HOC & include their feedback in the report. Or, just include Greg Boyd's contact information, post number & current BS reading in the report as a data source

CAN, I'm more than even with you now & probably over cooked this a bit
Your advice, by & large, is solid & over your 46,000 posts, it has gotten better.

I'll try and avoid picking on you in the future. Somehow you got under my skin over a period of time. I noticed that happening between you & PE. He used to rub me the wrong way now & then, but over time, I grew to appreciate what he had to offer.

Please don't take this personally, but I will put you on ignore status to keep our tangling to a minimum. Be well.

 

[CANative]

Roger, appraisers follow the appraisal protocol which requires conditioning the appraisal on repair/inspection when there are defective paint surfaces.

Interpreting the specific problem and what to do about it is the responsibility of the DEU.

I see you couldn't resist taking me off ignore for a few minutes to read what I posted. :icon_mrgreen: