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4000.1.II.A.3.a.II.(F) Requirements for Living Unit
(F) Requirements for Living Unit
The Mortgagee must confirm that each living unit contains:
a continuing and sufficient supply of safe and potable water under adequate pressure and of appropriate quality for all household uses;
sanitary facilities and a safe method of sewage disposal. Every living unit must have at least one bathroom, which must include, at a minimum, a water closet, lavatory, and a bathtub or shower;
adequate space for healthful and comfortable living conditions;
heating adequate for healthful and comfortable living conditions;
domestic hot water; and
electricity adequate for lighting, cooking and for mechanical equipment used in the living unit.
4000.1.II.D.3.g.i. Heating and Cooling Systems
i. Heating and Cooling Systems
The Appraiser must examine the heating system to determine if it is adequate for healthful and comfortable living conditions, regardless of design, fuel or heat source.
The Appraiser must notify the Mortgagee of the deficiency of MPR or MPS if the permanently installed heating system does not:
• automatically heat the living areas of the house to a minimum of 50 degrees Fahrenheit in all GLAs, as well as in non-GLAs containing building or system components subject to failure or damage due to freezing;
• provide healthful and comfortable heat or is not safe to operate;
• rely upon a fuel source that is readily obtainable within the subject’s geographic area;
• have market acceptance within the subject’s marketplace; and
• operate without human intervention for extended periods of time.