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Personal plea to all appraisers

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USPAP Compliant

Thread Starter
Elite Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
North Carolina
Will we end 2008 the same way we started?


Honest, ethical appraisers are missing out on the greatest opportunity in history (well, at least the last 18 years). There is rarely a day when there are not multiple news stories concerning the damage done to our economy by dishonest, unethical and incompetent real estate agents, appraisers and mortgage lenders. If you are not living and working "on the dark side" this media exposure is a gift from God to help restore your profession and income stream.

We are getting nearly zero help from appraisal organizations, state appraisal boards and politicians. The media is spreading word of the appraiser's role in the real estate and mortgage crisis that has brought this country to the brink of disaster.

If you are keeping silent and doing nothing to help expose the problems and inform the public...you are nailing your own coffin. Perhaps you are just plain lazy and expect others to "fix" this problem for you. Perhaps you are "afraid" to have your name associated with anything public that might offend appraisal clients. Perhaps you are afraid of your state appraisal board and as one appraiser said "don't want to even be on their radar screen". A few vocal appraisers can't get the word out and do what 10,000 appraisers can do.

How about trying this.

1) Make sure that you and every appraiser you know is aware of The Appraiser's Petition


http://appraiserspetition.com/


and had the opportunity to sign if they will.. (if Wayne could change that process to allow the "screen name" of appraisers to be used along with anonymous comments, it could double in size in a week. It is obvious that too many appraisers are afraid and scared to sign their name to a public petition)
2) Set up an email list with newspapers, elected officials, state board members & staff, lenders, real estate agents and others that need to be informed. CREATE A PRIVATE SCREEN NAME OR EMAIL ADDRESS that does not use your real name if you are afraid of being identified. Then, sent out regular emails to the list with news stories, web sites, forum posts, emails etc. that show the dark side of the appraisal/mortgage crisis. I have over 2,000 people on email lists. I have separate lists for politicians, reporters, real estate agents, appraisers, lenders and groups and agencies that help homeowners and borrowers.

3) If you belong to a state or national appraisal group, encourage them to take a position on appraisal issues. Remaining silent sends the message that all is well. Don't go along with protecting and defending state appraisal board members or appraiser/members if their actions are wrong, simply because they are your "brothers".

4) Let other appraisers know what is going on. Invite them to Appraisersforum.com and encourage them to invite others.

5) Demand reasonable disciplinary action from your state appraisal boards. Are they using $$$ fines and additional CE classes as a method of discipline? Neither of those methods work with a dishonest appraiser. ACTIVE suspensions are the only method that will shake up an appraiser living on the dark side. If the active suspension does not work...REVOCATION is the next step. Justice delayed is justice denied. Complaints, investigations and disciplinary actions need to be handled in a reasonable amount of time. (The ASC says 1 year)


If anyone needs help developing an email list it is easy. In many states, one single email address will go to every state legislator. For the 10,000th time, only your state appraisal board can enforce USPAP and state appraisal regulations. If enforcement is lax or is taking too long......only your state legislature can make anything happen.



Business is slow for many appraisers, it is cold and dreary in many places this time of year. Why not devote 4 -8 hours working YOUR plan to help the profession? Don't like my suggestions? Trash 'em and formulate your own. The question is will you do SOMETHING or do NOTHING?
 

Tony V

Elite Member
Joined
Mar 29, 2005
Professional Status
Certified Residential Appraiser
State
New York
All good points....

As most do not wish to walk around with a TARGET on their backs....an outside the box approch may be nessecary.
 

USPAP Compliant

Thread Starter
Elite Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
North Carolina
Then do it "outside the box".....just do it.

I will tell you this......most of the "public officials" are too smart to come after the "target". It is much easier to bully and bluff those with no voice.


If you and others think speaking up and pointing out injustice makes you a target, that just shows how urgent it is to spread the word on this appraisal/mortgage mess.

Do nothing and you can expect nothing.
 

Charles Witt

Senior Member
Joined
Dec 13, 2002
Professional Status
Certified Residential Appraiser
State
Delaware
Your post was forwarded to all of my fellow members of the state appraisal council and officers fo the newly formed statre appraisal association. Hopefully both will become more active.
I hope your point #5 gets through to the council members. Too many get off with a wrist slap!
 

USPAP Compliant

Thread Starter
Elite Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
North Carolina
Wrist slap....not any more.

Our NCAB has discovered the "voluntary surrender" and has allowed 25 appraisers to walk away from the complaint process. JUst walk away....and head to some other state with a CLEAN RECORD?

I have to wonder what the price is to buy a "voluntary surrender" card?


Thanks Mr. Witt.......I appreciate your efforts.
 

Charles Witt

Senior Member
Joined
Dec 13, 2002
Professional Status
Certified Residential Appraiser
State
Delaware
USPAP Compliant: I just received an email where some of the appraisers to whom I sent your post to have forwarded ti to other appraisers. A coule even signed the petition and are encouraging others to do so. We need to keep pushing!
 
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