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Pre 76 Factory Built, Is This A "mobile Home"

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PRE-1976 Fannie-Freddie Means only a manufactured built after 1976 can be financed so if this was build in 1973 it has no HUD tags or identification in the system. Initially I thought this was a modular but based on the original structure 41 X 73 It was probably a manufactured-mobile and the wood underneath looks much newer than 45 years old ? I have a hunch the foundation and basement was not done 45 years ago ? I would researched when this was actually placed in this location but unless someone appraises this as a modular home it will not go with traditional financing.

My grandmother's house was built in ~1962 and its wood looks no worse than the wood in this home. The basement on this home doesn't look new. There is a repaired crack running up the wall by the window. From what I can see, it appears to be in fairly good, clean condition.
 
I think....if I saw this in California I would call it a stick built. It sure looks stick built. But then again some of the ladies I've seen around California may have, in fact, started out as something else. The world is so confusing in 2018.
 
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