PUD argument with underwriter. Need help!

[Mztk1]

Listen to her!

Hear, Hear.

Jo Anne is 100% correct.

 

[AnonApprsr]

You get to sit in a room with a bunch of other control freak Nazis and scream about the weeds in your neighbor's lawn.

WHY DOESN'T HE WEED HIS LAWN? HE'S DRAGGING DOWN THE WHOLE COMPLEX! LET'S KICK HIM OUT!

 

[Lee Lansford]

Need some help with this one folks...

...

what else can I do to convince them? Anyone have any magic words?

Have you asked the client what is their understanding of what constitutes a PUD?

 

[Brisco58]

A park and tot lot with optional HOA fees? What benifit is there to those who pay the optional fees vs the ones who do not?[/quote]

Maybe the tot lot is gated and only residents who pay the fees have the right to use it. Actually we have a good deal of subdivisions down here that operate in a similar way. Many have optional fees that provide access to community boat ramps or beach access.

The tot lots are typically not gated.

 

[CCAAMO]

A park and tot lot with optional HOA fees? What benifit is there to those who pay the optional fees vs the ones who do not?

Maybe the tot lot is gated and only residents who pay the fees have the right to use it. Actually we have a good deal of subdivisions down here that operate in a similar way. Many have optional fees that provide access to community boat ramps or beach access.

The tot lots are typically not gated.[/quote]

Boat ramp, lake access, community pool, golf course .... those are things people might pay for. When the fees and membership are optional, its more of a country club. But a park and tot lot which is maintained by the county? Since the county maintains it, what are the HOA fees for?

 

[CCAAMO]

You get to sit in a room with a bunch of other control freak Nazis and scream about the weeds in your neighbor's lawn.

Sounds like a typical dinner with my in laws.

 

[Brisco58]

Boat ramp, lake access, community pool, golf course .... those are things people might pay for. When the fees and membership are optional, its more of a country club. But a park and tot lot which is maintained by the county? Since the county maintains it, what are the HOA fees for?[/quote]

Talking about two different things here. I don't recall anyone mentioning that the hypothetical park and tot lot were public and thus maintained with tax dollars.

 

[CCAAMO]

Talking about two different things here. I don't recall anyone mentioning that the hypothetical park and tot lot were public and thus maintained with tax dollars.

Just to further illustrate Howard on this one:

We have a development by me that is zoned "PUD", it has common land and a common park with tot lot, etc, but the HOA is optional and the common areas are maintained by the county via a mandatory special assessment in the taxes. This development is NOT a PUD by URAR appraising standards, and it would not qualify as one in ANY state.

Here is Jim's statement about a PUD which has just those items.

 

[Richard Carlsen]

Just say while it has a HOA with dues and some other characteristics typically associated with a PUD, subject is located in a development with a mandatory HOA that is not recognized by the local governing authority as a PUD.

UW never like to go against local governing authority.

It just might be time to back off the confrontation and simply BS your way out of this with some word-smithing. Besides, what is so hard explaining what the subject actually is?

 

[StephHigdem]

There was a happy ending with this one. The UW I was dealing with went up her ladder... funny thing.... her superior agreed with me. At that point, I offered to add an explanation of PUD as we use vs. legal PUD as title uses the word into the report so she could tick off her checklist. (PITA, but worth it to end the situation on a positive). Thanks for all the input.