Question on Language/Type of inspection

[robertwells]

Hi,

This is likely a dumb question for many, and I dont know if my understanding is accurate, but somewhere along the way I got the impression that calling for a roof certification is primarily/solely an exterior inspection(?)...I am handling a house where it appears good sized areas of ceiling sheetrock replaced in a few rooms and in a closet ceiling there are signs of moisture intrusion and what appears to be the original roof is about 30 years old...So, I am just trying to get some guidance that would cover exterior roof inspection, attic, and interior ceiling observations...Any input/comments? Thanks very much! Bob

 

[KONA]

Health/Safety issues should always be called out.

 

[robertwells]

Health/Safety issues should always be called out.

Thanks, however, I was looking for any input on type of inspection(s) to call for these observations...Bob

 

[Dublin ohio]

Thanks, however, I was looking for any input on type of inspection(s) to call for these observations...Bob

30 year old roof. If it is asphalt shingles. That roof has minimal if any remaining life. Require inspection by qualified professional.

 

[ramrcdk]

Per your descriptions: Where moisture is ACTIVE & observed on interior drywall: based upon the clients SOW as to HOW to proceed
(Fannie-HUD??? NOT GSE? since I don't know the client's SOW)
in every case I would not provide a Cost-to-cure by your description. I would recommend the "lender decide upon what type of inspections serve their needs" as the appraiser does not have expertise in costs or bids of repair lists. "Report via the & Box Check "Subject to-Inspections".
I typically send a heads-up message just prior the report delivery.

 

[robertwells]

Per your descriptions: Where moisture is ACTIVE & observed on interior drywall: based upon the clients SOW as to HOW to proceed
(Fannie-HUD??? NOT GSE? since I don't know the client's SOW)
in every case I would not provide a Cost-to-cure by your description. I would recommend the "lender decide upon what type of inspections serve their needs" as the appraiser does not have expertise in costs or bids of repair lists. "Report via the & Box Check "Subject to-Inspections".
I typically send a heads-up message just prior the report delivery.

Hi ramrcdk, thanks for your response...conventional loan...so how do I "clear" the appraisal condition...what if the lender decided that their needs were just to repair the small area of sheetrock on closet ceiling where there appeared moisture intrusion(?)...I would not have any expert information on roof or what appears were large cut-out areas on ceiling in other areas...What if there is some roof/attic issues that the lender decides they dont need inspection on (yes, I know regardless of the condition in the appraisal, the uw can do something different)...Thanks again, Bob

 

[The Bob]

I condition things like that on lenders receipt of proof of satisfactory inspection/repairs by licensed contractor or I attach same to the 1004D.
I include something like this:

"The attached receipt for repairs dated XX,XX,XXXX, has been deemed acceptable by the client/lender, so the condition has been removed."

 

[robertwells]

I condition things like that on lenders receipt of proof of satisfactory inspection/repairs by licensed contractor or I attach same to the 1004D.
I include something like this:

"The attached receipt for repairs dated XX,XX,XXXX, has been deemed acceptable by the client/lender, so the condition has been removed."

Thanks, Jim...Bob

 

[sputnam]

Write what you did. Write what you saw. Recommend an inspection by a professional... or not... based on your best judgement. Your job is value.