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Regulators Said To Weigh Appraisal Change That May Spur Lending

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funny since the default rate among commercial properties is much higher than residential
 
And exactly how do they know what the value is in the first place if they dont have it appraised????????????????????
 
And exactly how do they know what the value is in the first place if they dont have it appraised????????????????????
It pertains to the loan amount, not the property value.
 
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