Why has this not been corrected in 40 years? Do you really think, bankers and lawyers are going to make this happen? Do you really thing Congress casers about this issue. Tell me why, how and when and while you are at it explain why states did not enforce or even have their legislatures require it? I understand you want it to happen but the appraisal profession has a long history of promises, excuses and inability of state legislatures to fight others with more money, power and interest. You can explain it to me real slowly but this crap has been preached for probably longer than you have been an appraiser. In all this time the fee split issue has gone nowhere and has no support by those that matter.