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Semi-Attached? Another stupid term on the new forms. Why not call it Semi-Detached? To me, it is either ATTACHED or its DETACHED. It's got to be one or the other, there is no sort of here. It's sort of attached?
Here is a definition for "semi-detached" that I found on the web:
"One building on its own lot, consisting of two units that share one common wall and have separate entrances. Can be one-, two- or three stories."
And one for townhouses:
"A series of residential units which share common walls with the adjacent units, but stand on individual lots."
Townhouses are one unit on one lot and the semi detached is two units on one lot?
If semi-detached is a term actually used on the new form, I'd go to the Fannie Appraisal Guidelines and check out what flavor they wanted it to mean. The term is all over the place in common usage.
Edit: If it isn't defined in the guidelines, that term is one more thing to flesh out in your scope of work/definitions section of your report. Create your own definition in use, as long as it does not conflict with your client's official definition (if any exists). JMHO.