Scuttle door not opening

[NJ Valuator]

I tried popping up the scuttle door, but it met with resistance and pushing any harder would have most likely resulted in some damaged to the surrounding ceiling drywall. I stated that the attic was not accessible. I still appraised "as is" and stated that the subject met MPR's. There used to be something in the handbook that stated we are not required to cut holes or openings, etc. but now it just states "the Appraiser is not required to disturb insulation or move items that obstruct access or visibility." The client is asking how can I confirm that the subject meets MPR's if I did not access the attic.

Any advice on how to proceed? Should I just make it subject to inspection by a qualified professional?

 

[togatour]

Yes, call the property contact/ listing agent/ owner and tell them they need to provide access to the attic. Also make sure you charge a trip fee since, due to no fault yours, you were unable to access it during the original inspection. Make the lender order a NEW Final 1004D with a new fee.

Just had this happen where a drop stair was screwed shut. I had to go back, so they ordered a new 1004D and fee.

 

[Mike Ault]

I tried popping up the scuttle door, but it met with resistance and pushing any harder would have most likely resulted in some damaged to the surrounding ceiling drywall. I stated that the attic was not accessible. I still appraised "as is" and stated that the subject met MPR's. There used to be something in the handbook that stated we are not required to cut holes or openings, etc. but now it just states "the Appraiser is not required to disturb insulation or move items that obstruct access or visibility." The client is asking how can I confirm that the subject meets MPR's if I did not access the attic.

Any advice on how to proceed? Should I just make it subject to inspection by a qualified professional?

The lender is correct. From HUD 4000.1 – Revised 01/10/2025 page 842.

 

[Tom4value]

Yes, call the property contact/ listing agent/ owner and tell them they need to provide access to the attic. Also make sure you charge a trip fee since, due to no fault yours, you were unable to access it during the original inspection. Make the lender order a NEW Final 1004D with a new fee.

Just had this happen where a drop stair was screwed shut. I had to go back, so they ordered a new 1004D and fee.

You are 100% correct.
However, I always ask the broker, or the owner if it is a refi, if the attic is accessible. I try to not have to go back again.

 

[glenn walker]

I tried popping up the scuttle door, but it met with resistance and pushing any harder would have most likely resulted in some damaged to the surrounding ceiling drywall. I stated that the attic was not accessible. I still appraised "as is" and stated that the subject met MPR's. There used to be something in the handbook that stated we are not required to cut holes or openings, etc. but now it just states "the Appraiser is not required to disturb insulation or move items that obstruct access or visibility." The client is asking how can I confirm that the subject meets MPR's if I did not access the attic.

Any advice on how to proceed? Should I just make it subject to inspection by a qualified professional?

FHA unless changed doesnt allow a
AS IS on this..you call for the owner to provide access.. how can it meet MPR when you don't know ? Also FHA doesn't allow a hypothetical so you again make it subject to it being opened then re inspect and see if it looks normal in there .

I once had one with burned out trusses they covered with newer roof. Another one a guy was living up there....lmao

 

[Fernando]

In advance, I tell the occupant that I will have to look into the attic.
If there's a scuttle, I tell occupant to open it for me. I ain't taking any chances in damaging the scuttle.

 

[Tom D]

If not to far, an easy 1004d reinspection fee. Some lenders are real fussy. I hate scuttles.

 

[Mile High Trout]

Break that **** and get in there bro. What's the hold up?

Use hand. Push upward.