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Smoke/co Detectors

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NJ Valuator

Member
Joined
Feb 23, 2003
Professional Status
Certified Residential Appraiser
State
New Jersey
FHA has no such requirement, correct?
 

glenn walker

Elite Member
Joined
Oct 11, 2006
Professional Status
Certified Residential Appraiser
State
California
Not in handbook but if the lender requires it then your HOC will tell you to comply because FHA is the minimum property requirement and the lender-client does have the right to have additional items in their scope of work . FHA told me Health & Safety issues are never grandfathered and In States like California Smoke Detectors & Carbon Monoxide Detectors are also State Law.
 

Mike Kennedy

Elite Member
Joined
Sep 28, 2003
Professional Status
Certified Residential Appraiser
State
New York
  1. Smoke and Carbon Monoxide Alarms Codes
    sb_safeAnnotation.png

    www.ncsl.org/.../smoke-and-carbon-monoxide-...
    As of January 2010 24 states have enacted laws regarding carbon monoxide detectors or smoke ... New Hampshire, New Jersey, New York ... requirements, obligations and ...

  2. Smoke and CO Detector Requirements - Jo Ann and Bob
    sb_safeAnnotation.png

    www.joannandbob.com/.../smoke-and-co-detector-...
    New Jersey requires municipalities to inspect homes for smoke detectors, carbon monoxide detectors ... Smoke and CO Detector Requirements. New Jersey requires ...

  3. STATE OF NEW JERSEY
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    www.njleg.state.nj.us/9899/Bills/a1500/1175_i1.pdf
    STATE OF NEW JERSEY ... SYNOPSIS Requires carbon monoxide detectors be installed in all residential properties. ... 30 by most smoke alarms, ...
 

Mike Kennedy

Elite Member
Joined
Sep 28, 2003
Professional Status
Certified Residential Appraiser
State
New York

andrew81

Senior Member
Gold Supporting Member
Joined
Dec 5, 2008
Professional Status
Certified Residential Appraiser
State
Illinois
one of the cities i work the code of ordinance states:

Floors—Kitchen and Bathroom. Every kitchen floor surface, bathroom floor surface, and toilet room floor surface shall be constructed and maintained so as to permit such floor to be easily kept in a clean, dry and sanitary condition. Carpeting is prohibited.

in this particular market FHA appraisals should be conditioned on the replacement of carpeting in the kitchen or bathroom with other such floor covering that is complementary to the grade and decor of other finishes through the home. yeah, not gonna happen.

I agree that if it's in the handbook or part of the agreed scope of work, then yes report as needed, otherwise we are not code enforcement.

also page 5 of the Illinois Appraiser Newsletter http://www.idfpr.com/Forms/DRE/ApprNews/IllinoisAppraiserJune2015.pdf
 

CANative

Elite Member
Joined
Jun 18, 2003
Professional Status
Retired Appraiser
State
California
These types of questions are always about conditioning your appraisal on repair (or changing something.) Smoke and CO alarms reflect a statistical hazard issue but not individually. Not a "health and safety" issue so it's not an MPR. The property can meet MPR without alarms even in areas where building code or other ordinances or laws demand their installation.

If it's a client assignment condition then you do what you have to do. It's an appraisal issue that has a measurable impact on value and/or marketability.
 

djd09

Elite Member
Joined
May 20, 2009
Professional Status
Licensed Appraiser
State
Ohio
What if it is a built in smoke detector?
 

gregb

Elite Member
Joined
Sep 3, 2011
Professional Status
Certified General Appraiser
State
California
State of California does not specifically require the appraiser to inspect, test or note if a smoke and c/o alarm are in a property. Neither does VA. A lender assignment condition is another matter, where I will take a photo to include in the report, but not test the device or offer an opinion as to its adequacy or functionality. A licensed home inspector is better qualified to cover these devices.
 

chad hampton

Senior Member
Joined
Nov 10, 2006
Professional Status
Certified Residential Appraiser
State
North Carolina
Do these clients feel that the presence of a smoke detector or CO2 detector contributes to value in some way?

Broken windows, rotted out floors, missing railings, etc might be safety issues. A photo of a CO2 detector with a 10 yr old battery in it is worthless. These lenders should order a home inspection.
 
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