The New USPAP: MARS Required

[George Hatch]

congress can pass no law prohibiting the free exercise of speech...try again

Your clients are not compelled to accept your reports. They are especially not compelled by you. You have no power or authority over them. That's because they have their rights (and responsibilities), too.

 

[Fernando]

Couldn't agree any more so with you but for various reasons I'm dumbing down my templates. Doing so increases potential productivity by an estimated 25%.

Yes, set your templates and have canned comments without the ban words. Some appraisers just too lazy to do that.

 

[RCA]

Please clarify your message about "proxites," i.e., what that means in appraisal context with an example or two. BTW, the audience remains out still concerning their perspective of yours, although I personally started to re-learn regression because your perspective if accurate is defensible. My only concern, as a blue collar tradesperson, is the scenario in which clients might not be persuided of the crediblity of a scholarly approach that you suggest, and reject results of an assignment simply because they don't understand the underlying quan logic...

You mean "proxies." That is a major topic with the Appraisal Institute 7-hour USPAP course for the 2024-25 USPAP. So, as a Certified Residential Appraiser, you shouldn't be asking such a question. But in short, a proxy for race or other protected personal characteristics is something that is not itself a protected characteristic, but can be used as a tool to discriminate against a protected characteristic. A proxy is usually a feature that has a high correlation or similarity with a protected personal characteristic. The courts may have decided that specific phrases or words have been commonly used in the past to indicate a significant minority presence in neighborhoods, such as the use of "diverse" or "up-and-coming" and so on. (These are specifically code-words, which are a kind of "proxy.")

So as I said in my final review ot the Appraisal Institute 7-Hour course I just finished: "What good does it do to spend so much effort and time trying to modify the behavioral characteristics of appraisers to avoid bias, when they can't even provide an accurate value. All they know is simple linear regression and matched pairs analysis, and most don't even understand how to use these elementary techniques properly."

At least I am done with the course now. It is very boring to wade through.

Now I can continue completing my current Home/Office automation project: Raspberry Pi 5, HomePod, Homebridge, Amazon Echo, Kasa KP125M Matter Plugs,...

And then there is the question of getting a 3D printer.

My oldest daughter beat me to the draw with Home Automation and 3D Printers. She is always very busy all the time - so she automated much of their 5k sf home - she's a good DIY electrician, actually.

And meet your new friends Alexa and Siri. They are always willing to talk to you in the nicest voice. They can turn your Kasa plugs on and off by name, close your open files, close your apps, put your computer sleep, wake it up, .... all you have to do is figure out get past the barriers and obstacles that pop up. - And they can serve as a targeted Intercom: "Alexa, tell Bert's Echo that he needs to come downstairs and fix the TV."

 

[djd09]

Your clients are not compelled to accept your reports. They are especially not compelled by you. You have no power or authority over them. That's because they have their rights (and responsibilities), too.

the same clients that have looted the public trust are going to give us ethics lessons...

 

[djd09]

How East Cleveland schools achieved 3-star rating after years of low tests, state takeover​

COLUMBUS, Ohio -- East Cleveland City School District employed over a dozen strategies to shoot from 2 to 3 stars on the state report card, ranging from tutoring to identifying student interests and linking them to classroom learning.



If a high school student plays football, officials loop in the coach to talk about the importance of grades. Or a favorite teacher is recruited to encourage a student to study more. Students at the three-year-old Superior School for the Performing Arts hone in on their love for dance, music, drama and graphic arts while focusing on English, math, social studies and science.

How East Cleveland schools achieved 3-star rating after years of low tests, state takeover

East Cleveland is among a handful of districts in Northeast Ohio that saw gains on the district report cards.

www.cleveland.com

suck it up sally...there is just not enough tissues for you all....hope the borg can keep up

 

[ZZGAMAZZ]

You mean "proxies." That is a major topic with the Appraisal Institute 7-hour USPAP course for the 2024-25 USPAP. So, as a Certified Residential Appraiser, you shouldn't be asking such a question. But in short, a proxy for race or other protected personal characteristics is something that is not itself a protected characteristic, but can be used as a tool to discriminate against a protected characteristic. A proxy is usually a feature that has a high correlation or similarity with a protected personal characteristic. The courts may have decided that specific phrases or words have been commonly used in the past to indicate a significant minority presence in neighborhoods, such as the use of "diverse" or "up-and-coming" and so on. (These are specifically code-words, which are a kind of "proxy.")

So as I said in my final review ot the Appraisal Institute 7-Hour course I just finished: "What good does it do to spend so much effort and time trying to modify the behavioral characteristics of appraisers to avoid bias, when they can't even provide an accurate value. All they know is simple linear regression and matched pairs analysis, and most don't even understand how to use these elementary techniques properly."

At least I am done with the course now. It is very boring to wade through.

Now I can continue completing my current Home/Office automation project: Raspberry Pi 5, HomePod, Homebridge, Amazon Echo, Kasa KP125M Matter Plugs,...

And then there is the question of getting a 3D printer.

My oldest daughter beat me to the draw with Home Automation and 3D Printers. She is always very busy all the time - so she automated much of their 5k sf home - she's a good DIY electrician, actually.

And meet your new friends Alexa and Siri. They are always willing to talk to you in the nicest voice. They can turn your Kasa plugs on and off by name, close your open files, close your apps, put your computer sleep, wake it up, .... all you have to do is figure out get past the barriers and obstacles that pop up. - And they can serve as a targeted Intercom: "Alexa, tell Bert's Echo that he needs to come downstairs and fix the TV."

I don't recall whether the McKissock most recent USPAP update course addressed the "proxy" concept although I presume a commonality must exist among course providers. Nevertheless i am now more aware of the potential problem and will try to avoid that error. And your criticism of appraisers leads me to ask how saavy a practioner is expected to be, e.g., ACI tech support after 3 weeks is escalating error messages I'm receiving to the ACI "Development Staff" because "Network/Networking" problems are the culprit. At the same time I'm trying to resolve internet connection problem by "updating my [hidden] wi-fi drivers." Etc, etc, etc, etc, etc, etc. Just don't know what all I don't know, including whether I should know more about computing, which I don't. Some of the problem is because I took a decade off from 2008 - 2018 to work in a different industry; some is because when I'm busy I'm so busy there isn't time for anything else. Some unfortunately pertains to age--which reminds me that none of the analyses of the forthcoming form revisions pertain to the SIZE OF THE FONT, which is why I spelled Proxies incorrectly. In fact the AF administrator advised me of potential danger in increasing my default font size, but some/most of the ACI dialogue box fonts are so small that I literally must rely on spell-checker because none of the words I type are larger enough to see. Working alone as an independent contractor is inherently problematic but it is as though the AI revolution exacerbates the challenges--while also presenting tools to remain abreast of the technical revolution. I hope so.

 

[ZZGAMAZZ]

How East Cleveland schools achieved 3-star rating after years of low tests, state takeover​

COLUMBUS, Ohio -- East Cleveland City School District employed over a dozen strategies to shoot from 2 to 3 stars on the state report card, ranging from tutoring to identifying student interests and linking them to classroom learning.



If a high school student plays football, officials loop in the coach to talk about the importance of grades. Or a favorite teacher is recruited to encourage a student to study more. Students at the three-year-old Superior School for the Performing Arts hone in on their love for dance, music, drama and graphic arts while focusing on English, math, social studies and science.

How East Cleveland schools achieved 3-star rating after years of low tests, state takeover

East Cleveland is among a handful of districts in Northeast Ohio that saw gains on the district report cards.

www.cleveland.com

suck it up sally...there is just not enough tissues for you all....hope the borg can keep up

OTOH the administration should be congratulated for the success, although the effort must have been expensive--the analysis alone, not to mention the implementation. I wonder whether all the attention to bring up the lowest performers detracted from programs to enhance the skills of the more intelligent students.

 

[RCA]

I don't recall whether the McKissock most recent USPAP update course addressed the "proxy" concept although I presume a commonality must exist among course providers. Nevertheless i am now more aware of the potential problem and will try to avoid that error. And your criticism of appraisers leads me to ask how saavy a practioner is expected to be, e.g., ACI tech support after 3 weeks is escalating error messages I'm receiving to the ACI "Development Staff" because "Network/Networking" problems are the culprit. At the same time I'm trying to resolve internet connection problem by "updating my [hidden] wi-fi drivers." Etc, etc, etc, etc, etc, etc. Just don't know what all I don't know, including whether I should know more about computing, which I don't. Some of the problem is because I took a decade off from 2008 - 2018 to work in a different industry; some is because when I'm busy I'm so busy there isn't time for anything else. Some unfortunately pertains to age--which reminds me that none of the analyses of the forthcoming form revisions pertain to the SIZE OF THE FONT, which is why I spelled Proxies incorrectly. In fact the AF administrator advised me of potential danger in increasing my default font size, but some/most of the ACI dialogue box fonts are so small that I literally must rely on spell-checker because none of the words I type are larger enough to see. Working alone as an independent contractor is inherently problematic but it is as though the AI revolution exacerbates the challenges--while also presenting tools to remain abreast of the technical revolution. I hope so.

I have the same problem. But I use Grammarly Pro a lot. It seems to work with everything, including this forum. - I get blurry eyes in the evening. Have to lean towards Dark Mode in nearly everything because too much white light makes me go white-blind. Really. But then I have cataracts that will have to be removed in another year or two - and that means that if I am looking into the dark, I can' discriminate black objects inside of black areas. Well, they are always saying cataract surgery is common and easy. Only they don't tell you the downside. My wife just had cataract surgery, and she is 8 years younger than me. She sees small dark spots floating around in her eyes now, going on 3 months; she thought she had dust in her eyes at first. The Stanford surgeon at the well-known Byers Eye Institute said it was a common problem and that, over time, the brain adjusts to the spots, so you don't notice them. But it is unnerving, I guess.

 

[George Hatch]

the same clients that have looted the public trust are going to us ethics lessons...

Whether they're good and nice or not doesn't diminish their rights WRT which appraisals they will and won't accept.

They're trying to avoid getting sued for discrimination. I know you hate them but you shouldn't allow your bitterness and hatred blind you to the real reasons why they don't want to get caught with non-PC verbiage that exposes them to getting sued.

 

[ZZGAMAZZ]

I have the same problem. But I use Grammarly Pro a lot. It seems to work with everything, including this forum. - I get blurry eyes in the evening. Have to lean towards Dark Mode in nearly everything because too much white light makes me go white-blind. Really. But then I have cataracts that will have to be removed in another year or two - and that means that if I am looking into the dark, I can' discriminate black objects inside of black areas. Well, they are always saying cataract surgery is common and easy. Only they don't tell you the downside. My wife just had cataract surgery, and she is 8 years younger than me. She sees small dark spots floating around in her eyes now, going on 3 months; she thought she had dust in her eyes at first. The Stanford surgeon at the well-known Byers Eye Institute said it was a common problem and that, over time, the brain adjusts to the spots, so you don't notice them. But it is unnerving, I guess.

I had both cataracts done simultaneously. Cried like a baby in pre-op with little kids looking funny at me, but my pal asked me just before surgery what would I do if "something goes wrong" while both eyes were being done. Anyhow it was very non-infasive....followed by a victrectomy in my right eye that precluded from ability from making any right hand turns for about 2 weeks--which required an enhanced measure of trip planning, even for trips less than 1/2-mile from home. I survived--that and more surgeries and treatments during the past 24 months then during the past 48 years... and now 6 months after radiation and adt therapy for prostate C, my primary care asked two weeks ago, "How is it possible that every single test we admister comes back PERFECT. BP about 110/60. Cholesterol 120 after being 250ish for 30 years. Diabetes that was off the high end of the serious chart now below even the entry level pre-diabetes threshold, weight down 90 lbs, growing a 2970's ARFRO, with a 3.4 carat, E grade, emerald cut, split shank, VSI diamond slipped on my Baby's finger two weeks ago, to celebrate our future together, and also a gift for her birthday--her 24th that corresponds incrementally, with my recent 74th.