I have been doing residential form reports for about the last 12 years or so, but I am getting burnt out by the lender pressure and low fee rookies that have become prevailent in the past three years. I have not done any commercial work since we made external depreciation adjustments due to the '86 tax reform act. Are most banks and lenders ordering form reports or narratives? For the most part, are they asking for complete reports or limiteds? I have a chance to get 'updated' on my experience working for another appraiser for a 40% fee split. Is this the going rate? What are the latest pitfalls I can expect?? Should I quit complaining about the residential world and just be satisfied??? Thanks all!