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VA Exterior outside of the VA Panel?

KYLECODY

Thread Starter
Senior Member
Joined
Apr 26, 2003
Professional Status
Certified Residential Appraiser
State
Arizona
Its a first on me. An AMC ordered an exterior only, on a manufactured. The current loan is a VA loan. When questioned on it they said "per lender this is a Driveby VA which can be done outside the VA Portal"...Then they said they just need in place of an AVM. Hadn't heard this one before? Anyone? There is no case # attached with it. Can a lender refinance a VA loan like this?
 

Digger88

Elite Member
Joined
May 11, 2010
Professional Status
Certified Residential Appraiser
State
Virginia
not a VA. whats the fee btw?
 

WarEagleFL

Freshman Member
Joined
Feb 20, 2006
Professional Status
Certified Residential Appraiser
State
Florida
More than likely this is for a lender overlay in their portfolio. There are a few of the bigger lenders (and their AMC) that will typically order a field review or a drive-by for "informational" purposes as opposed to lending purposes on certain VA loans. This is completely separate from the VA and often times the appraiser is not even a roster appraiser.
 
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