Waivers 50%. Hybrids 30%.

[djd09]

after the crash...try now

 

[DWiley]

after the crash...try now

If the market was decreasing now, that is what I would report. That's what appraisers are supposed to do, is it not? It took me about 3 minutes to find a report that was submitted today that indicated declining prices, and the data included in that report told the story pretty well.

 

[Fernando]

Only time I saw obvious decline in prices was right after the big crash in September 2008. In past 10 years, can't recall I ever indicated a decline in market.

 

[DWiley]

Only time I saw obvious decline in prices was right after the big crash in September 2008. In past 10 years, can't recall I ever indicated a decline in market.

Google "cities with home price decline in 2025" and see what you find

 

[djd09]

If the market was decreasing now, that is what I would report. That's what appraisers are supposed to do, is it not? It took me about 3 minutes to find a report that was submitted today that indicated declining prices, and the data included in that report told the story pretty well.

a 1004 uad???

 

[Fernando]

Google "cities with home price decline in 2025" and see what you find

There are cities here where some parts are stable and other parts decreasing like condo market.
It just so happens in my reports the market is stable. How lucky am I.

 

[djd09]

define declining...1,000 bucks, 1 percent, or another free fall

 

[chad hampton]

define declining...1,000 bucks, 1 percent, or another free fall

I mark the “juiced by waivers” box in all of my reports.

 

[djd09]

I mark the “juiced by waivers” box in all of my reports.

juice...mortgage brokers on steroids...

 

[DWiley]

a 1004 uad???

Yes. If you do the Google search that I suggested to Fernando, you will find several cities with declining prices in 2025. There are many appraisers in those cities who do their jobs as they are supposed to and don't just mark "stable" and move on.