Water Heater Drip Pans

[glenn walker]

"HUD requires that each property insured with an FHA mortgage meet one of the nationally recognized building codes or a State or local building code based on a nationally recognized building code. In areas where such State or local codes are used, HUD determines if the State or local code is comparable to the model building code." This is from HUD

Then make it a condition and be done . No need to ask

 

[glenn walker]

There is actually almost anything built in last 10 years ini California that meets most current codes- My HOC director told me to only call out a Health and Safety Issues- OR a Lenders Guidelines on engagement letter that may be higher standard than HUD MPR. A Hot water tank that explodes could scold someone with hot water , in CA earthquakes if a HW heater falls over and breaks the natural gas line that could be a problem, but a drip pan below the bottom of a HW heater would hurt nobody.

I know we funded off Wells Fargo-Chase-Bank America-Flag star all in California and never had anyone require a Drip Pan. BUT Their Guidelines did require HW Tank to be double safety strapped and a Pressure relief vale installed on both FHA and Conventional. But not in other States.

 

[CGinMN]

"HUD requires that each property insured with an FHA mortgage meet one of the nationally recognized building codes or a State or local building code based on a nationally recognized building code. In areas where such State or local codes are used, HUD determines if the State or local code is comparable to the model building code." This is from HUD

This is an MRP vs. MPS issue. The quoted section applies to Minimum Property Standards (i.e. buildings constructed under HUD housing programs). It does not apply to a previously built home. Other references to "local code" apply to 203k.

Clear the condition and move on.

 

[glenn walker]

This is an MRP vs. MPS issue. The quoted section applies to Minimum Property Standards (i.e. buildings constructed under HUD housing programs). It does not apply to a previously built home. Other references to "local code" apply to 203k.

Clear the condition and move on-

Put the E-Mail in your file as apparently its not a issue with the FHA DE Underwriter and so clear it and move on .

 

[myearwoo]

I appreciate all your comments.

Put the E-Mail in your file as apparently its not a issue with the FHA DE Underwriter and so clear it and move on .

Thank you. I get tunnel visions sometimes. Appreciate your comments

 

[myearwoo]

Put the E-Mail in your file as apparently its not a issue with the FHA DE Underwriter and so clear it and move on .

I appreciate you comments.

 

[Mark K]

If you're going to play 'code compliance cop', you should learn all of the codes, when they were put into place, when they were updated, what codes were in place at the time of the construction, and whether or not an existing home has to be updated to the current codes.

Otherwise, keep your appraiser hat on and concentrate on items that affect the market value.

 

[myearwoo]

If you're going to play 'code compliance cop', you should learn all of the codes, when they were put into place, when they were updated, what codes were in place at the time of the construction, and whether or not an existing home has to be updated to the current codes.

Otherwise, keep your appraiser hat on and concentrate on items that affect the market value.

I will and makes sense. Stick to HUD appraisal requirements hand book and exactly what it says to check.

 

[Charles West]

I've got a water heater in the hallway in one of my duplexes. This is on a raised wood floor with the heater mounted in the galvanized spill tub. We also found the gas valve behind the drywall. Disaster averted.

 

[myearwoo]

I appreciate all the comments. Just learning my way and figured this was a greatly place to get checked. I just got an email from HUD and they copy and pasted the water heater section of the book for me. So that answers my question.