Where Do You Think "geographic Competency" Begins And Ends?

[Joe Flacco]

Whose interests were protected with the lowering of the qualifications?

No point arguing with him. He's been Jedi mind tricked.

 

[djd09]

No point arguing with him. He's been Jedi mind tricked.

He can't answer the question. Just another excuse for the TAF. It is no surprise.

 

[djd09]

"AMCs are your business partners, we are there for you, helping you to make money while we manage the appraisal process to provide our clients with the highest quality reports possible." Doctor Manhattan.

Not only are they your business partners, they also manage the process, collect the fee, review your appraisal, grade you, provide tracking Apps, and help write the rules.

Why would anyone be accused of advocating?

 

[TC]

"AMCs are your business partners, we are there for you, helping you to make money while we manage the appraisal process to provide our clients with the highest quality reports possible." Doctor Manhattan.

Whatever happened to that guy? Kinda miss him and Dezra.

 

[Terrel L. Shields]

It's The 'Burgh.

Fort Pitt...

 

[George Hatch]

No point arguing with him. He's been Jedi mind tricked.

I haven't changed. I'm doing the same thing I've always done. And i've been right all along when I told you

- don't breed yourselves out of existence; you will have to live with the competition you train

- the resulting oversupply would reduce your value in the market and you guys could end up working for $10/hr,

- that oversupply would starve a lot of people out

- the subsequent return of the market would prompt appraisers to consider expanding their operations on the backs of trainees again

- the borrowers and lenders wouldn't "learn their lessons" from their previous failures and use those lessons to refrain from making the same mistakes again

- the excesses of the mortgage brokers during that previous boom might eventually result in them getting cut out of the loop

- the residential markets would be forced to go to "the lender or their agent" the same way the commercial markets had been required to 20 years previously with FIRREA

- that technology would increase your productivity but it would be offset by scope creep (your ability to do more has led to requirements for you to do more)

- that technology would also skim the easiest assignments off the top and leave you all with a more difficult mix of assignments

- the aggregation of the market would reduce the points of purchase and increase the level of competition at the buyers' end, so instead of competing on a panel of maybe 5 or 6 appraisers at your local MB you'd be competing against 100 in your area of operation

- that lenders and users would eventually realize they don't need a 1004 for everything they do and will start acting accordingly


That a lot of people have taken my observations personally as an attack on their interests hasn't altered the point that to one degree or another I was correct in all of this.

I'll also say that I haven't been on the right side of history over all these years on all these topics because I'm somehow any smarter than anyone else - because I'm not. The one thing I do that you guys haven't been doing is applying the appraisal process and that D3P approach that I use in my day job in to develop my opinions about these other issues. I'm not trying to predict what I want, but rather what i think is most likely to happen given what we've already seen happen in the past and what we know about how people tend to act.

These progressions aren't stopping here, either. If the reason you did well in 2004 was because you were getting paid the same hourly rate that's applicable to the "professional work" in an appraisal assignment for the other unskilled functions such as driving to your subject property or driving your comps or measuring/inspecting the property and doing the mnindless data entry into your reports; that inefficient business model isn't going to hold up forever in the sausage factory environment. You either need to buy a robot (so to speak) or you need to move into the custom work that will - for the time being - continue to function on the less efficient scale. And even those niches are not isolated from the march of tech-enabled commerce.

I didn't kill your deal, I just wrote the obituary - in advance and based on what i could see of your failing health.

 

[djd09]

Don't forget the #metoo movement.

"For more than a year, the human resources director of a Cincinnati company was kissed, “grabbed” and subjected to unwelcome pursuit by her new company president, the woman alleges in a lawsuit.

The sexual harassment suit was filed in Hamilton County Common Pleas Court by Diane Sweeney, the HR director at Solidifi US Inc. in downtown Cincinnati. Along with the company — a subsidiary of Toronto-based Real Matters Inc. — her suit names its former president, Jeffrey Patterson, as a defendant.

Solidifi denies the allegations in a legal filing. Real Matters spokeswoman Lyne Fisher would not comment further because it is being litigated. Anthony McNamara, a Cincinnati lawyer representing Patterson, did not return CityBeat’s telephone calls.

Sweeney was working for Southwest Financial Services, a provider of information to home equity lenders, when the company was bought by Solidifi in May 2015. Patterson, her lawsuit says, became president that month, and she reported to him directly.

Although Patterson lived and worked in Toronto, he traveled to Cincinnati every week, the suit states. Sweeney describes him as a boss who “repeatedly” asked her to lunch but who “never wanted to talk about business,” while drinking alcohol “to excess.” Twice, when dropping Patterson off at his hotel in her car, he leaned over and kissed her, she says."

https://www.citybeat.com/news/artic...uman-resources-director-was-sexually-harassed

Solidifi is on the IAC. It is a good look for the foundation. Thanks for the lead in.

 

[Meandering]

It's not their role to accommodate either side's interests at the expense of the other, any more than it's the appraiser's role to advocate for either side of the transactions we deal with. Their role is to proceed on principle.

I'll ask you the same thing I asked Marion. Even if you thought TAFs role was to protect you from your competition how long could that last?

You did not ask me any questions about TAF.

And if you did, your question was highly misplaced, as I made no comment what so ever about TAF.

Perhaps you are confusing me with JGrant.

I, am the cute one.

Maybe you need to review your posts and to whom you are asking questions, and take a nap, because it's obviously getting to be too much for you.

.

 

[George Hatch]

Apologies. Honest mistake. The four of you all look alike to me.

 

[Joe Flacco]

I haven't changed. I'm doing the same thing I've always done. And i've been right all along when I told you

- don't breed yourselves out of existence; you will have to live with the competition you train

- the resulting oversupply would reduce your value in the market and you guys could end up working for $10/hr,

- that oversupply would starve a lot of people out

- the subsequent return of the market would prompt appraisers to consider expanding their operations on the backs of trainees again

- the borrowers and lenders wouldn't "learn their lessons" from their previous failures and use those lessons to refrain from making the same mistakes again

- the excesses of the mortgage brokers during that previous boom might eventually result in them getting cut out of the loop

- the residential markets would be forced to go to "the lender or their agent" the same way the commercial markets had been required to 20 years previously with FIRREA

- that technology would increase your productivity but it would be offset by scope creep (your ability to do more has led to requirements for you to do more)

- that technology would also skim the easiest assignments off the top and leave you all with a more difficult mix of assignments

- the aggregation of the market would reduce the points of purchase and increase the level of competition at the buyers' end, so instead of competing on a panel of maybe 5 or 6 appraisers at your local MB you'd be competing against 100 in your area of operation

- that lenders and users would eventually realize they don't need a 1004 for everything they do and will start acting accordingly


That a lot of people have taken my observations personally as an attack on their interests hasn't altered the point that to one degree or another I was correct in all of this.

I'll also say that I haven't been on the right side of history over all these years on all these topics because I'm somehow any smarter than anyone else - because I'm not. The one thing I do that you guys haven't been doing is applying the appraisal process and that D3P approach that I use in my day job in to develop my opinions about these other issues. I'm not trying to predict what I want, but rather what i think is most likely to happen given what we've already seen happen in the past and what we know about how people tend to act.

These progressions aren't stopping here, either. If the reason you did well in 2004 was because you were getting paid the same hourly rate that's applicable to the "professional work" in an appraisal assignment for the other unskilled functions such as driving to your subject property or driving your comps or measuring/inspecting the property and doing the mnindless data entry into your reports; that inefficient business model isn't going to hold up forever in the sausage factory environment. You either need to buy a robot (so to speak) or you need to move into the custom work that will - for the time being - continue to function on the less efficient scale. And even those niches are not isolated from the march of tech-enabled commerce.

I didn't kill your deal, I just wrote the obituary - in advance and based on what i could see of your failing health.

I haven't changed. I'm doing the same thing I've always done. And i've been right all along when I told you

- don't breed yourselves out of existence; you will have to live with the competition you train

- the resulting oversupply would reduce your value in the market and you guys could end up working for $10/hr,

- that oversupply would starve a lot of people out

- the subsequent return of the market would prompt appraisers to consider expanding their operations on the backs of trainees again

- the borrowers and lenders wouldn't "learn their lessons" from their previous failures and use those lessons to refrain from making the same mistakes again

- the excesses of the mortgage brokers during that previous boom might eventually result in them getting cut out of the loop

- the residential markets would be forced to go to "the lender or their agent" the same way the commercial markets had been required to 20 years previously with FIRREA

- that technology would increase your productivity but it would be offset by scope creep (your ability to do more has led to requirements for you to do more)

- that technology would also skim the easiest assignments off the top and leave you all with a more difficult mix of assignments

- the aggregation of the market would reduce the points of purchase and increase the level of competition at the buyers' end, so instead of competing on a panel of maybe 5 or 6 appraisers at your local MB you'd be competing against 100 in your area of operation

- that lenders and users would eventually realize they don't need a 1004 for everything they do and will start acting accordingly


That a lot of people have taken my observations personally as an attack on their interests hasn't altered the point that to one degree or another I was correct in all of this.

I'll also say that I haven't been on the right side of history over all these years on all these topics because I'm somehow any smarter than anyone else - because I'm not. The one thing I do that you guys haven't been doing is applying the appraisal process and that D3P approach that I use in my day job in to develop my opinions about these other issues. I'm not trying to predict what I want, but rather what i think is most likely to happen given what we've already seen happen in the past and what we know about how people tend to act.

These progressions aren't stopping here, either. If the reason you did well in 2004 was because you were getting paid the same hourly rate that's applicable to the "professional work" in an appraisal assignment for the other unskilled functions such as driving to your subject property or driving your comps or measuring/inspecting the property and doing the mnindless data entry into your reports; that inefficient business model isn't going to hold up forever in the sausage factory environment. You either need to buy a robot (so to speak) or you need to move into the custom work that will - for the time being - continue to function on the less efficient scale. And even those niches are not isolated from the march of tech-enabled commerce.

I didn't kill your deal, I just wrote the obituary - in advance and based on what i could see of your failing health.

You still think it is about my personal interests?

You do this daily. Post nonsense that has nothing to do with the conversation. You are a fool that thinks the profession does not have a competency problem.

You know what leaders do? Leaders accept responsibility instead of pointing fingers and laughing at everybody below the ranks. You are a god damn joke and prime example of why this profession sucks.