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Tabatha: I had previously used the HP 12C for 10 Years and then moved up to the HP 17B II which is easy to use. I have one in the Office, My Work Vehicle, My POV and in the Den at Home. They're pretty in-expensive now-a-days. I have put Batteries in only one of them the past 5 Years...I'm a newbie. Someone suggested to me the HP 12C to invest in for a financial calculator. I found a Texas Instrument Advanced Financial calc. for less than half the price. Seems to me that it has all the needed functions. Will this do the job???