MMing5000
Junior Member
- Joined
- Oct 24, 2013
- Professional Status
- Appraiser Trainee
- State
- California
FHA 4000.1 states: "Sketches must show porches and outbuildings that have value, and porches and decks must be indicated “covered” or “uncovered.”.
Is there such a thing as an "Uncovered Porch" versus "Covered Porch", when by definition a porch is a covered entrance area?
And regarding "Covered Deck" versus "Uncovered Deck", wouldn't a "Covered Patio" automatically mean it is a covered deck, versus an "Open Deck" automatically means it is an "Uncovered Deck"? NOT according to an FHA reviewer who insists i label the porch in my sketch as either an open porch or covered porch --- so, i labeled it as an open porch even though it is contradictory in definition/terminology, the revision was accepted.
Then on a different assignment, a sketch included a ":Gazebo" and an "Open Pool Deck". The reviewer says the gazebo must be labeled as a "Covered Gazebo" or an "Uncovered Gazebo", and the "Open Pool Deck" must be changed to a "Covered Pool Deck" or an "Uncovered Pool Deck".
Obviously, there must be a difference in definition between an "Open Deck" versus an "Uncovered Deck"... but what is the difference?
I AM SICK and TIRED of COMPLYING with nonsensical meaningless FHA guidelines written by incompetent policy writing nerds who obviously have never done an appraisal in his/her behind-the-desk career.
Is there such a thing as an "Uncovered Porch" versus "Covered Porch", when by definition a porch is a covered entrance area?
And regarding "Covered Deck" versus "Uncovered Deck", wouldn't a "Covered Patio" automatically mean it is a covered deck, versus an "Open Deck" automatically means it is an "Uncovered Deck"? NOT according to an FHA reviewer who insists i label the porch in my sketch as either an open porch or covered porch --- so, i labeled it as an open porch even though it is contradictory in definition/terminology, the revision was accepted.
Then on a different assignment, a sketch included a ":Gazebo" and an "Open Pool Deck". The reviewer says the gazebo must be labeled as a "Covered Gazebo" or an "Uncovered Gazebo", and the "Open Pool Deck" must be changed to a "Covered Pool Deck" or an "Uncovered Pool Deck".
Obviously, there must be a difference in definition between an "Open Deck" versus an "Uncovered Deck"... but what is the difference?
I AM SICK and TIRED of COMPLYING with nonsensical meaningless FHA guidelines written by incompetent policy writing nerds who obviously have never done an appraisal in his/her behind-the-desk career.
