Wording for musty odor in FHA house?

[Mark K]

Sump pump might be an answer

No. Sump pumps are for water, not for excess humidity/moisture. Dehumidifiers generally drain into the sump pump pit or floor drain if available.

Crawls are below grade where its cooler in the summer. Hot, moist air comes in thru the crawl vents and it condenses on the colder materials, metal and concrete, especially metal ductwork carrying cold air from the AC. The condensation is very similar to a cold beer can outside on a hot, humid day. The excess moisture can eventually cause wood rot in the sill plates and floor joists, a problem seen frequently in this area when excess moisture is left unattended. I can often tell by the smell when I walk into a home if there's a problem in the crawl; I don't need to see the crawl.

Moisture also wicks its way up from the soil, hence the gravel bed and plastic sheeting on the floor of the crawl to help keep out that moisture.

For these reasons, most new homes are being built on concrete slabs vs. crawl spaces these days...plus crawl spaces are more expensive than slabs.

 

[Zoe]

If you let your lender know and make it "subject to" inspection, you are doing your client a service and you are protecting health and safety for occupants (current or future). You are very possibly helping protect structural integrity of the subject property.

 

[sputnam]

Sounds like sovereign citizen stuff. It is not going to protect you

Not at all. However, the phrase '... musty odor...' is in no way biased. It's a simple and straight forward statement of the appraiser's observation during the site visit.

You can do whatever you want to. I don't allow other people to tell me what to think.

 

[djd09]

Not at all. However, the phrase '... musty odor...' is in no way biased. It's a simple and straight forward statement of the appraiser's observation during the site visit.

You can do whatever you want to. I don't allow other people to tell me what to think.

hello ansi...

try 'unidentified' smell...

 

[Sadie]

No. Sump pumps are for water, not for excess humidity/moisture. Dehumidifiers generally drain into the sump pump pit or floor drain if available.

Crawls are below grade where its cooler in the summer. Hot, moist air comes in thru the crawl vents and it condenses on the colder materials, metal and concrete, especially metal ductwork carrying cold air from the AC. The condensation is very similar to a cold beer can outside on a hot, humid day. The excess moisture can eventually cause wood rot in the sill plates and floor joists, a problem seen frequently in this area when excess moisture is left unattended. I can often tell by the smell when I walk into a home if there's a problem in the crawl; I don't need to see the crawl.

Moisture also wicks its way up from the soil, hence the gravel bed and plastic sheeting on the floor of the crawl to help keep out that moisture.

For these reasons, most new homes are being built on concrete slabs vs. crawl spaces these days...plus crawl spaces are more expensive than slabs.

That is some massive amounts of humidity. Most homes where you are maybe, here it is still crawls and basements. Its an easier access to plumbing, wiring etc. It gets pretty damp here and there are areas with high water tables, but the actual air is not creating a moisture problem. Its also code to have a vapor barrier in the crawl.

 

[Carnivore]

This stuff has been around since JC was a corporal

ANSI aint got anything to do with it. and you know it

this below may not be current

https://www.HUD.gov/HUD-partners/single-family-handbook-4000-1

 

[Zoe]

This stuff has been around since JC was a corporal

ANSI aint got anything to do with it. and you know it

this below may not be current

https://www.HUD.gov/HUD-partners/single-family-handbook-4000-1

He was talking about language being picked up. Like good, bad stinky, obnoxious, disgusting, etc. LOL

 

[Carnivore]

The good news about FHA, USDA FMHA , VA etc is there will not be any PDR Dudes and Dudettes and appraisers stuck at their desk pumping out desktop appraisals for chump change

 

[J Grant]

The good news about FHA, USDA FMHA , VA etc is there will not be any PDR Dudes and Dudettes and appraisers stuck at their desk pumping out desktop appraisals for chump change

Don't be so sure. They will destroy the independence and integrity of those agencies if they can manage it. A

Recall how they disbanded the old FHA panel to make it "lender select?" After they did that, the formerly conservative FHA became the new playground for fraud and inflated values. This is their agenda. scrap or weaken any regulations, agencies, or persons (such as appraisers ) who might stand in the way of max profit to the lenders.

 

[Carnivore]

I hardly think a PDR Dude will do the following for the chump change they pay these peeps

The HUD Handbook 4000.1 outlines specific crawl space requirements for FHA appraisals, including minimum height, ventilation, and moisture control standards.

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Key​

1. Vertical Clearance: The floor joists in the crawl space must be at least 18 inches above ground level to allow for maintenance and repair of ductwork and plumbing systems.
   
   but as usual your always the negative Nancy

FHA is always about condition because these are first time home buyers or refi's that the cant finance conventional