pool no water safety hazard?

[J Grant]

pool finished except for being filled with water...make subject to as it could be a safety hazard? Seems like has to be subject to but wanted to double check for opinions.

 

[Michigan CG]

Aren't fences required around pools there?

 

[J Grant]

It is within a fence however the fence is around perimeter of yard and pool is within fence but accessible from home . I suppose the empty pool could be a safety hazard to the occupants of the house .

 

[Farmland]

It is within a fence however the fence is around perimeter of yard and pool is within fence but accessible from home . I suppose the empty pool could be a safety hazard to the occupants of the house .

Statistically, more people die in pools filled with water. An empty pool would, therefore, be safer than a full pool.

So, if an empty pool is a safety hazard, the only way to fix it is to make it more dangerous.

But its the government, so who knows.

 

[J Grant]

I know, it's crazy, right? A filled pool one could fall in and drown, yet they say (fannie per UW ) that the empty one is the safety hazard. So I'll make it subject to.

Thanks everyone for input!

 

[Meandering]

Just require a safety cover. Winter is coming anyway.

 

[Michigan CG]

Why require anything or make anything subject to? I would note it and let the underwriter earn their paycheck.

 

[J Grant]

I originally had the report "as is", with no water but pool complete, they want it subject to. It doesn't affect value, my value opinion is unchanged. I think it is ridiculous but it's the lender's $.

 

[Mr Rex]

Just require a safety cover. Winter is coming anyway.

Both Fannie Mae and FHA require safety covers or similar measures on pools on their REOs. Things that make you go, hmmm...

 

[rowdydog]

Let the underwriter decide, they are smarter than we are. keep a comp of he request for your file