Background checks again.

[Evincere]

Joan, it's not only who pays it's the "who" involved. I have no problem with the state or a good local client, and have rolled my finger prints for a few. But you and your AMC clients can't be trusted, whether it's to secure the data or not use it for other purposes.

You just posted in another thread how you pulled, without anyone's permission, background checks on every appraiser on a banks panel. Why? To market your business.


I'm don't give a rats arse if you are anyone else thinks I'm a criminal for thinking it's creepy, intrusive and wrong. I will never give you or any of your AMC clients ownership of my data, permission to use it however and whenever you want to and hold you harmless if it's misused or stole.

And Delta is correct, the background check business is booming, that's why Joan and a host of other carpet baggers have jumped on the train. But what Delta fails to mention is that the employer-employee relationship is heavily regulated, it's still the wild west in regards to what appraisers are facing now. And once you're employed that's one company with your info on file, not dozens as is the case with appraisers.

If the OCC and the AQB want background checks/screening they need to step up and provide the parameters and a blind system like TWIC cards. It's good enough for the feds, it should be good enough for us lowly appraisers.

Well said. Especially the bold print.

 

[Roy Courtney]

Got news for ya pal, ANYWHERE in the real world an employee is hired a background check is completed. It's also very common for subcontractors in the government and private sector. If a client wants one, or even an AMC, I have no problem with it just don't ask me to pay for it.

This is another example of you being out of touch and pushing appraisers to isolate themselves and sit home by an unringing phone with your horrible business advice. Imagine telling a potentially good client or decent AMC to go pound sand and refuse their work just so you can avoid a background check? We all don't live on our moms basement like you do.

Go ahead and take my challenge, apply for any job of substance and try to avoid a background check and perhaps even a drug screening and physical and get back to me with how many offers you get.

Thanks for the advice! I do not plan to apply for any job. We have almost 30 assignments on the list at this moment and turn down every AMC and mortgage broker that calls. Why would I want to apply for any job? Sounds like you have all of this figured out....just keep on keeping on! While you are doing the background check thingy, the rest of us will be working our azz off with real clients! My problem is that I am just tired. I am ready for another cruise! Maybe that will help. Good luck to you!

 

[Roy Courtney]

Delta has the only valid opposition, in my not so humble opinion. Resistance is futile. But there is a valid argument as to who pays.

Joan, Delta does not have even a hint of a clue! Most likely, never will.

 

[Adios]

Joan, it's not only who pays it's the "who" involved. I have no problem with the state or a good local client, and have rolled my finger prints for a few. But you and your AMC clients can't be trusted, whether it's to secure the data or not use it for other purposes. You just posted in another thread how you pulled, without anyone's permission, background checks on every appraiser on a banks panel. Why? To market your business. I'm don't give a rats arse if you are anyone else thinks I'm a criminal for thinking it's creepy, intrusive and wrong. I will never give you or any of your AMC clients ownership of my data, permission to use it however and whenever you want to and hold you harmless if it's misused or stole.

And Delta is correct, the background check business is booming, that's why Joan and a host of other carpet baggers have jumped on the train. But what Delta fails to mention is that the employer-employee relationship is heavily regulated, it's still the wild west in regards to what appraisers are facing now. And once you're employed that's one company with your info on file, not dozens as is the case with appraisers.

If the OCC and the AQB want background checks/screening they need to step up and provide the parameters and a blind system like TWIC cards. It's good enough for the feds, it should be good enough for us lowly appraisers.

No way have I pulled anyone's background check, just my own. It is illegal. And I couldn't if I wanted to. I would need social security numbers and birth dates. And besides why would I do that at my expense.

You guys are so intent on making me the villain in this you are making stuff up. Seriously, you are just obfuscating the real reasons you object. I got a little love letter last night from a guy who says I am about to ruin his career. Really? I am responsible for his prior bad acts? I write lender policy?

Explain to me why 8000 appraisers are OK with registering and you are not. I suppose you are going to suggest they are all fools.

 

[residentialguy]

You guys are so intent on making me the villain in this you are making stuff up.

This coming from you....priceless

 

[Roy Courtney]

......
Explain to me why 8000 appraisers are OK with registering and you are not. I suppose you are going to suggest they are all fools.

Joan, lets wait about three years and see how many of these 8,000 appraisers are still around. My bet is that they are the most hungry, desperate appraisers in our group. They are grasping for straws and searching for anything that they can grab before they sink. Just my opinion, I am positive that yours will be different. We will wait and see!

 

[Michigan CG]

.........Explain to me why 8000 appraisers are OK with registering and you are not. I suppose you are going to suggest they are all fools.

That leaves ~92,000 appraisers who have not signed up; you would not suggest they are fools?

 

[Non Sequitur]

No way have I pulled anyone's background check, just my own. It is illegal.

You wrote what you wrote, then edited it. Can't say I blame you.

And I couldn't if I wanted to. I would need social security numbers and birth dates.

So you can't track registrants by "coupon code"? Hey it's what you wrote in your edit, not me. And for people in the real world, don't think for a second you need more than a name to run a background check, that's baloney [Edit: A BD and SS# helps refine the search but isn't needed, it's how online background websites allow the soccer mom down the street to snoop on you at 2:00am).

You guys are so intent on making me the villain in this you are making stuff up. Seriously, you are just obfuscating the real reasons you object.

Again, here you go; Disagree with Joan equates to being a child ****ographer.

I got a little love letter last night from a guy who says I am about to ruin his career. Really? I am responsible for his prior bad acts? I write lender policy?

Post it as a testimonial, probably good for your business.

Explain to me why 8000 appraisers are OK with registering and you are not. I suppose you are going to suggest they are all fools.

Just like you suggest the other 70,000+ are criminals? Explain to me why the vast majority of appraisers haven't registered? And registering to fill out a fee survey isn't the same as paying you for a profile.

 

[Non Sequitur]

That leaves ~92,000 appraisers who have not signed up; you would not suggest they are fools?

IIRC the number is closer to 80,000, many of the 100,000 licensees are registered in multiple states. But the fact still remains, 8,000 ain't a drop in the bucket.

 

[NEINAPPR]

Joan today-
"No way have I pulled anyone's background check, just my own. It is illegal. And I couldn't if I wanted to. I would need social security numbers and birth dates. And besides why would I do that at my expense."
Joan yesterday-
"I had a client who was concerned about a statement made by one of my staffers when they backed off the mandate for background checks. He thought it was an unfair statement to infer that anyone who didn't want to do a background check might have something to hide. My staffer simply proved it to him. We track registrations with a coupon code. We had a whole bunch of ugly ones who were on their panel, redacted their names, and sent it to them. Included on the list was a child ****ographer and one guy with a 15 page criminal rap sheet.

The client quickly changed back to the policy of mandated background checks."

So you had permission from the child ****ographer and the guy with the 15 page rap sheet to pull his/her background check?? Are we to assume that a child ****ographer and a guy with a 15 page rap sheet would pay you to pull their background checks when they know what would show up? I try to not be judgemental, but the needle on my BS meter is smoking.