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No building permits obtained

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Don't know the problem here;
No permits > No C. of O. > Health & Safety Violations - IMO that is what your client expects you to know (it's called Service)

Don't complain about; Desktops / Hybrids and AVM model (they just use math)
 
Don't know the problem here;
No permits > No C. of O. > Health & Safety Violations - IMO that is what your client expects you to know (it's called Service)

Don't complain about; Desktops / Hybrids and AVM model (they just use math)
This is why we are going to desk tops --The Realtors can deal with permit issues :)
 
So I did my electric service change and rewired my house quite a few years ago. No permit needed at the time (they are now). No inspection except the power company making sure the service was grounded. Also put in new plumbing . No permit needed at the time. Now how would an appraiser know whether or not it was up to code without a permit or inspection?
 
So I did my electric service change and rewired my house quite a few years ago. No permit needed at the time (they are now). No inspection except the power company making sure the service was grounded. Also put in new plumbing . No permit needed at the time. Now how would an appraiser know whether or not it was up to code without a permit or inspection?
They wouldn't, it wouldn't be recorded anywhere. They would have to take your word for it or not, (just like in the Desk Top) which apparently is good enoughfor the GSE's
 
Let me make sure I understand you... As an appraiser you don't think faulty work done illegally affects value?
And let me make sure I understand you...As an appraiser you believe that you're qualified to act as a home inspector? And you're qualified to determine exactly when the work was done and by whom, and what permits were required at that point in time? And you can determine faulty from low quality? Good for you.

I've been the general contractor for many SFR, duplexes, and my own office building. I know most of the codes and have seen literally thousands of violations over the years. I've mentioned maybe 10-20 in my appraisals. Not my problem unless they are SERIOUS safety dangers. Permits? Not my problem, IN MY AREA.
 
Permits? Not my problem, IN MY AREA.

Think heads would explode if they had to appraise my neck of the woods. Some towns have no zoning, no building code, no permits required, no inspectors. Regulations are basically a couple sentences in the town plan and that's it. Not to mention grandfathered mystery septic systems, drinking water from a lake/stream or cistern, wells that were dug in the 1700s still in use.

Yet banks lend on them every day
 
Some towns have no zoning, no building code, no permits required, no inspectors. Regulations are basically a couple sentences in the town plan and that's it. Not to mention grandfathered mystery septic systems, drinking water from a lake/stream or cistern, wells that were dug in the 1700s still in use.
Precisely. Was in a town yesterday and they have no zoning ordinances. I have an entire county or two that are without any zoning. They require only a building permit and are tickled pink that someone will build anything in their town. My house was built without any permits and I had the electrician put my fuse box where it was handy to me, but "not to the Southern Building Code" - like it made a difference. Today you have to have a county permit outside city limits but not much else. The septic field is soil morphology now - (which I think would be better when combined with a perk test.) As a geologist those soil morph tests are more judgment than anything.
 
So I did my electric service change and rewired my house quite a few years ago. No permit needed at the time (they are now). No inspection except the power company making sure the service was grounded. Also put in new plumbing . No permit needed at the time. Now how would an appraiser know whether or not it was up to code without a permit or inspection?
My post mentions nothing about code.
And let me make sure I understand you...As an appraiser you believe that you're qualified to act as a home inspector? And you're qualified to determine exactly when the work was done and by whom, and what permits were required at that point in time? And you can determine faulty from low quality? Good for you.

I've been the general contractor for many SFR, duplexes, and my own office building. I know most of the codes and have seen literally thousands of violations over the years. I've mentioned maybe 10-20 in my appraisals. Not my problem unless they are SERIOUS safety dangers. Permits? Not my problem, IN MY AREA.
And let me make sure I understand you, reading comprehension is not your strong suit is it? Seventy years old, public record, recently bought cheap and remodeled, public record and MLS listing that says "this is a totally renovated home blah blah blah..." Very noticeable improper repairs, no water pressure in the kitchen when ONE toilet is flushed and two mini splits in two bedrooms with doors to heat the entire house. Yes, I am calling for inspections. And the real bell ringer... "I know most of the codes and have seen literally thousands of violations over the years. I've mentioned maybe 10-20 in my appraisals..." Wow, just wow. Let us know when that comes back to bite you in the *** I would love to read the transcript.
 
Apparently a lot of homeowners failed to take out building permits for additions during the plandemic.
 
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