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Don't want to call Asbestos shingles

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I call a spade a spade and problems seldom arise. I mark asbestos siding
How far do you go with your "expertise". What other spades do you call out. If your method serves you. I have no problem with that. But I see little difference in calling it asbestos siding or calling it a cement based or mineral siding that may contain asbestos and recommend testing by a qualified professional. Except for the possible liability. When you are appraising a pre 1978 built house. Do you automatically say the paint you see is lead based.
 
Where is the liability in naming asbestos as asbestos? If they find it isn't, so what. Nor did I claim any expertise. And I doubt there is one report in my past that includes "lead-based." That isn't a criteria anywhere.
 
Where is the liability in naming asbestos as asbestos? If they find it isn't, so what. Nor did I claim any expertise. And I doubt there is one report in my past that includes "lead-based." That isn't a criteria anywhere.
If you feel you are sure it is asbestos. IMHO that is demonstrating a level of expertise. Now you will more often than not be correct. Asbestos wasn't officially banned until 1989. Did you know that many of the popcorn and textured ceilings contained asbestos up until about 1977. Or that asbestos was used in drywall compounds up until 1990 because of existing stock. Although it's manufacture was banned a few years prior to that. I was an electrician at one time. If I decided to call a spade a spade when it came to electrical. I could probably find problems that 99% of other appraisers would have no clue about. But when I am appraising. I only call out what would be obvious to just about anybody. As far as lead based paint. I do believe FHA has a policy on that.
 
If you feel you are sure it is asbestos. IMHO that is demonstrating a level of expertise. Now you will more often than not be correct. Asbestos wasn't officially banned until 1989. Did you know that many of the popcorn and textured ceilings contained asbestos up until about 1977. Or that asbestos was used in drywall compounds up until 1990 because of existing stock. Although it's manufacture was banned a few years prior to that. I was an electrician at one time. If I decided to call a spade a spade when it came to electrical. I could probably find problems that 99% of other appraisers would have no clue about. But when I am appraising. I only call out what would be obvious to just about anybody. As far as lead based paint. I do believe FHA has a policy on that.
I don't mention popcorn ceilings, but I'm aware Vermiculite was often used to create the effect (as it was when my Dad used it in building our home). We also used it to improve distribution of small seeds (alfalfa) when seeding at home. I don't discuss the lose in an appraisal either.

Lead based paint is the excuse. Chipping and peeling is the criteria.
 
Subject has exterior which I normally would call asbestos shingle.
Since I'm not certain it's asbestos shingle and not call it out, is there a more general term for such looking shingles.
I was thinking Cement shingle.
The correct trade name of Asbestos cement board or shingle siding is Transite. Transite originated as a brand that Johns Manville, an American company, created in 1929 for a line of asbestos-cement products, including boards and pipe.
 
Where is the liability in naming asbestos as asbestos?
Fiberglass-cement is not asbestos-cement although they look identical. I'd opt to say they are a fiber-cement shingle and could be asbestos. I think were not outlawed until 1989 or so. I'd let the lender decide what to do.
 
Subject has exterior which I normally would call asbestos shingle.
Since I'm not certain it's asbestos shingle and not call it out, is there a more general term for such looking shingles.
I was thinking Cement shingle.
Appraisers, though not experts in materials, are expected to be, “smarter than your average bear”! Being able to identify asbestos falls into that. You should also know that asbestos is only a problem if it is flaking (and can become airborne).

Identify it, note it and determine if it is a hazard. For siding, if it is not damaged and painted over, you tell it like it is and say it is not a hazard. If you think it “might”, call for an inspection.
 
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