Some of you are finally starting to see it, but others are still acting like we’re debating theory instead of watching the machine warm up in real time. This isn’t about whether appraisers will be replaced. It’s about how much of our work gets stripped, automated, or offloaded until we’re just a rubber stamp for decisions already made upstream by algorithms. The erosion isn’t coming in 2035. It started the moment “Value Acceptance” entered the playbook and nobody blinked.
To those saying we should “just produce better reports” to push back—wake up. That’s not leverage. That’s wishful thinking. You can write the most airtight, USPAP-perfect, textbook narrative on Earth and it still gets kicked by an AVM that didn’t like your GLA math or disagreed with your bracket. Superior work doesn’t matter when the model is the gatekeeper.
Now let’s talk about that Grok comment. The AI literally gave a corporate-safe, boilerplate PR summary of Fannie’s future—same nonsense you’d get from a Selling Guide. It says appraisers won’t be replaced yet, but our roles will evolve. Evolve into what? A glorified data verifier making $100 a pop while the valuation is already pre-filled and pre-decided? That’s not a future. That’s extinction in slow motion.
The second our data became standardized, it became harvestable. And once it became harvestable, it became trainable. Now we’re feeding the very engine being built to replace us.
So yeah, maybe Grok says we’ll still be here in 10 years. Great. What it didn’t say is how many of us, how often we’ll get called, or how far our fees will be gutted because “the model had high confidence.” That’s the part they leave out.
The ones clapping for UAD 3.6 because it “streamlines” the process are the same ones who’ll act shocked when streamlining becomes elimination. At least call it what it is.
