1004D final inspection for new construction

[Carnivore]

Not true. None of our rural homes require a CO, only if in a rural county approved subdivision does the county gets involved. The state? Never. They regulate the septic and that is done via a certified sanitarian who tests the soil and designs the system.

I did not say that...the Link I Posted made that claim. I recall that it was location specific.

So your right, it just depends on location; i,e City/County/State

 

[DWiley]

You don't have to, the municipality is happy to do that for you

OK. So you agree that is not the appraisers job, since someone else does that??

 

[The Bob]

 

[Mark K]

View attachment 69954

Some appraisers have trouble staying in their lane and forget to read the pre-printed portions of their reports.

 

[Vermonter]

I never consider a home legally complete unless and until the municipality issues the CO. I have a lender however that is insisting that I do the inspection and submit my report without the CO. I said sure with my disclaimer that the municipality has not done their final inspection and issued the CO. They have their panties in a wad wanting to close before Thanksgiving. I know that I am right but just want to make sure before I ruin somebody's holiday unnecessarily. Thoughts appreciated!

It isn't legally complete. Have you never had a municipal inspector find a laundry list of issues that require repair before they will issue the CO? I have many times.

I assume you are joking

The point everyone is trying to make is that the 1004D is based on what YOU reported originally. If you didn't mention a CO, then you shouldn't be requiring it as a condition of completion now.

IMHO, I would call it complete and disclose/disclaim the lack of CO

 

[Mark K]

Have you never had a municipal inspector find a laundry list of issues that require repair before they will issue the CO? I have many times.

Then it apparently wasn't complete per plans and specs.

 

[jay trotta]

IMO-all new construction is "subject to" building dept. regulations, inspections and C. of O. requirements. What, in your area is the requirement for obtaing a building permit??
What is in the SEL?? most I've seen want to know if "permits" are in place? does the subject meet zoning compliance?

 

[glenn walker]

Then it apparently wasn't complete per plans and specs.

Its rare when we built homes we never had a inspector come out unless it was completed but a final may take weeks to get filed and recorded and never had an appraiser hold us hostage . During Covid-19 Forget get it it may be months

 

[Deleted member 157170]

I have never required a CO for a 1004D. As long as the house is 99 percent complete (they can be doing a bit of touch up paint or installing the last appliance, etc. as long as its not something that would impact the value), and the utilities are on and working, I call it done. The builder will complete the property...that's what they do. The CO is not within your scope of work. That's someone else's job. Its not like you are reviewing every permit that runs through the property during the build process, or watching the construction to make sure they are doing it correctly, so why require a CO to say that the house is built?

 

[mp2277]

If I was joking I would have said..."Did you hear the one about the horse that walked into a bar? Bartender asked him "Why the long face?"

Your original comment was actually funnier than this