Allegations of Appraiser racism

[glenn walker]

Why do you think Jack & Jill is inappropriate.
These days girls can be named Jack.
Jill not popular name now.

I gave my daughter a neutral name so one day if she wants, she can be President.

Get back on your Med's your daughter is not going to be a President

 

[djd09]

Black resident mortgage applications nearly twice as likely as whites to be denied in Ohio​

A new study by the real-estate firm Zillow found that more than 20% of Black mortgage applications in Ohio were denied in 2020, nearly twice the rate of white applications.

Nationwide, the study found that Black mortgage applicants were turned down 84% more than white applicants, up from 74% in 2019.

While 20.5% of Black mortgage applications were turned down in Ohio, 11.7% of white applications were denied. The study also found that 23.2% of American Indian mortgage applicants in Ohio were turned down, 11% of Asian applicants and 15.3% of Hispanic applicants.

Zillow said the findings, based on federal Home Mortgage Disclosure Act (HMDA) data, help explain the homeownership gap between Blacks and whites. According to the U.S. Census, 44% of Blacks own homes (down from a peak of 49.7% in 2004), compared with 74% of whites and 48.3% of Hispanics.

“Homeowners have seen a plethora of housing gains during the pandemic, but the growing disparity between Black and white homeownership rates and home values paints the picture of who those winners actually are,” said Zillow economist Nicole Bachaud, in a news release about the study.

Black resident mortgage applications nearly twice as likely as whites to be denied in Ohio

A new study by the real-estate firm Zillow found that more than 20% of Black mortgage applications in Ohio were denied in 2020, nearly twice the rate of white applications.

www.dispatch.com

 

[ramrcdk]

Post 1162: """ZILLOW SAID""":

From the Article: So then many various nationwide lenders are Biased??

 

[Stantheman]

I saw this when I sold cars while going to college. I think the real issue is money/credit education. Parents need to be good examples and teach kids how to save and be stewards of their credit and personal information.

 

[George Hatch]

Credit decisions are made by income and credit

https://www.badcredit.org/how-to/average-credit-score-by-age-race-state-income/

 

[George Hatch]

 

[Tom D]

Pa would be on that list. if it wasn't for this big liberal city nuking the score downwards. i will say, long ago, that many of the big banks were doing what they call community loans in certain areas (they were forced to, i mean they wanted to) where my car cost more than the house. i don't know if it's still being done as much, or if the foreclosure rate killed it. that program also gave buyers some money to help with settlement. those areas were color mixed. they were not the happy neighborhood to appraise certain times of the day.

 

[Sadie]

View attachment 58281View attachment 58282

I just googled this and came up with a different list from Forbes.

 

[George Hatch]

Post it. There's no such thing as too much input.

 

[Sadie]

Post it. There's no such thing as too much input.

Similar yet a little different. Another website has a similar, but different ranking with #10 of the highest being shared by 3 states.

10 States With The Best And Worst Credit Scores

Your credit score is a three-digit number based on information listed on your credit report. When you apply for any type of new credit account such as a loan, a lender usually reviews your credit score among other factors to determine your eligibility, loan terms and interest rate. The most popul

www.forbes.com