Aloft Appraiser Toolkit

[DWiley]

As for the "tool" thing—I never said the GSEs officially endorsed anything.

But you did, and that is the only reason I have pursued this conversation, which you keep trying to take in three different directions.

To refresh you memory, this is what you said

 

[Surf Cat]

Issue 2 - Multiple posters have asserted that the GSEs "signed off" or "passed muster" on a certain adjustment tool. I am simply asking for a citation in support of that assertion.

There is no citation. Mejappz is pointing out that these "coincidences" are done on the down low. I don't know if these allegations are true or not. But if somebody who developed a tool that purports "a new adjustment methodology- the paired cost method" is indeed sitting on the Fannie Mae board.... that truly is concerning.

 

[DWiley]

Quid pro quo. It’s the foundation of any profession that claims to be based on ethics.

Well, that is one theory. Here is another possibility.

Company A enters into a contract with Person B to provide work as a contractor, not an employee. Through the course of completing the work on the contract, Person B's work product is very good, and as a result, Company A offers Person B a position as an employee. Of course, that is not as "juicy" because it is just a common occurrence in the business world.

 

[glenn walker]

It's called networking until you get hired by someone or some company that was impressed with your work or product, that's when the doom and gloom losers in the profession, say it was Nepotism or a Payoff.

Rarely do these folk's ever give credit to or for being hired or promoted because you had skills they lacked.

Notice those are the same folk's on this forum and fake book that have to use AKA to hide behind because they don't have the Balz to come out behind the curtains. Lol

 

[DWiley]

It's called networking until you get hired by someone or some company that was impressed with your work or product, that's when the doom and gloom losers in the profession, say it was Nepotism or a Payoff.

Rarely do these folk's ever give credit to or for being hired or promoted because you had skills they lacked.

Notice those are the same folk's on this forum and fake book that have to use AKA to hide behind because they don't have the Balz to come out behind the curtains. Lol

All the allegations of conspiracies, kickbacks, etc. that get thrown around here, mostly be people who are in no position to know how things really happen, just make me smile. Heck, if half those allegations were true I would be relaxing on a tropical island somewhere instead of working on a weekly management report.

 

[Joe Flacco]

I just ate a family size box of Oreos. Feels bad.

 

[chad hampton]

It's called networking until you get hired by someone or some company that was impressed with your work or product, that's when the doom and gloom losers in the profession, say it was Nepotism or a Payoff.

Rarely do these folk's ever give credit to or for being hired or promoted because you had skills they lacked.

Notice those are the same folk's on this forum and fake book that have to use AKA to hide behind because they don't have the Balz to come out behind the curtains. Lol

How long were you a fee appraiser before you decided you couldn't cut it? Was your first step out the door into the review world, or did you just leave all together?

I don't blame you; life is much simpler punching a timecard and collecting a paycheck twice a month.

 

[chad hampton]

All the allegations of conspiracies, kickbacks, etc. that get thrown around here, mostly be people who are in no position to know how things really happen, just make me smile. Heck, if half those allegations were true I would be relaxing on a tropical island somewhere instead of working on a weekly management report.

Why retire? Ride that gravy train as long as you can.

It's only working appraisers with no pension and limited income for most of the last 15 years and no income for the last 3 that are told they should look forward to retirement. I can't say I know any working aappraisers who ever retired in the traditional sense of the word. But swamp jobs are for life. Hell, most of the folks in DC don't even have to show up.

 

[Mejappz]

But you did, and that is the only reason I have pursued this conversation, which you keep trying to take in three different directions.

To refresh you memory, this is what you said

View attachment 100341

Okay, let’s go ahead and address the real concern—because the semantics of “given it the go-ahead” aren’t the issue here.


What is concerning is that someone who helped promote a so-called "new adjustment methodology"—the Paired Cost Method, which many of us recognize as weak, unsupported, and not reflective of real market behavior—is now sitting at Fannie Mae helping shape collateral policy.


That’s not a side comment. That’s the core of the problem.


This isn’t about someone climbing the career ladder—it’s about someone with a track record of pushing flawed concepts being placed into a position of national influence over appraisal standards. That affects every appraiser, every report, and ultimately, loan quality across the board.


And honestly, this shouldn’t surprise anyone. The GSEs are the same institutions that brought in the minds behind the 1004MC and other ill-conceived policy experiments that appraisers were stuck dealing with for years. So, putting someone who developed a shaky adjustment method into a seat of power? Sadly, it's just more of the same.

 

[Mejappz]

All the allegations of conspiracies, kickbacks, etc. that get thrown around here, mostly be people who are in no position to know how things really happen, just make me smile. Heck, if half those allegations were true I would be relaxing on a tropical island somewhere instead of working on a weekly management report.

Ah yes, the classic “if there were really backdoor deals, I’d be on a beach somewhere” defense. Cute, but completely misses the point.


No one needs a hidden camera or a wiretap to recognize how influence works—especially in this profession. It’s not about suitcases of cash or movie-style conspiracies. It’s about gatekeeping, quiet favoritism, strategic hires, and policy alignment. When people who develop questionable tools or promote shaky methods are later brought into powerful roles at the GSEs, that’s not fantasy—that’s observable fact.


You don’t have to be on a beach to benefit. Sometimes, the payoff is access, influence, a seat at the table—and the ability to shape the industry around your own framework.


That’s what people are actually raising concerns about. And smiling through it doesn’t make it any less real.