Are Churches Commercial Influences?

[Michigan CG]

.......You mentioned the faith because it is part of the name. The opposing lawyer.....................

So what, who cares????

What lawyer? Who is suing?

When I take an assignment to appraise a church do I not mention the subject property as St. John's Catholic Church?

You have bought the kool-aid.

I have to go pick up plans now, coincidentally for a 22,000 SF office building that I am appraising. Across the street is a large Catholic Church and the local private Catholic High School. I suppose you would report the buildings as a large house of worship with a parochial school.

I give up. Cite your sources that you can't mention a school name or a church name. I won't hold my breath because I would turn blue.

 

[mark hurlock]

Exactly who is going to sue me for reporting facts?

QUOTE]

Seriously?

A disgruntled borrower who did not get his loan and sees that you said there is a Muslim church next to his house. That's who.

I know of an appraiser who was sued because he asked the borrower if the young lady at the dining room table was his daughter.

It cost him money for a totally innocent conversation. The guy didn't get his loan, funny thing.

I agree with you that the idea of discrimination is carried to a ridiculous level but I just live in that world and avoid being a victim of a lawsuit. Your opinion may vary.

 

[mark hurlock]

Cite your sources that you can't mention a school name or a church name. (

Just as soon as you indicate where I made such a comment.

Not even a good try.

By the way, your current assignment does not impress my one bit and adds no credibility to your advice of this particular topic.

Now if we were discussing commercial building appraisals, I might have a different opinion.

 

[Michigan CG]

.............By the way, your current assignment does not impress my one bit and adds no credibility to your advice of this particular topic.

Now if we were discussing commercial building appraisals, I might have a different opinion.

I am not here to impress you.

Why would you have a different opinion for a commercial property?

Does USPAP or lending guidelines differ for houses and commercial properties.

You did not address post #45 and the FACT that you report race in every report as does every other residential appraisal.

 

[mark hurlock]

I am not here to impress you.

Why would you have a different opinion for a commercial property?

Does USPAP or lending guidelines differ for houses and commercial properties.

You did not address post #45 and the FACT that you report race in every report as does every other residential appraisal.

I was implying that your qualification as a commercial appraiser might just be a bit more relevant if our topic was commercial appraising and not advice over discrimination.

I am simply saying why deliberately make yourself a target for a lawsuit? Doesn't make sense because I do not care one bit what the name or faith of your church is, so why do you care enough to mention it?

If you want to do it, go right ahead, be my guest, I don't care.

I think I did respond to that comment. Maybe not the answer you were looking for.

 

[Calvin the Airedale]

I am not here to impress you.

Why would you have a different opinion for a commercial property?

Does USPAP or lending guidelines differ for houses and commercial properties.

You did not address post #45 and the FACT that you report race in every report as does every other residential appraisal.

Actually, one can say many things in commercial lending assignments that one cannot say in residential lending appraisals. It just happens to be the way the CFRs are written and reflects the absence of any overlay speech regulation by the GSEs.

That aside, you have been in this business a long time. Have you ever known anyone to actually be dinged (sued or had a license or fair housing complaint filed against them) for appraisal related remarks?

I know I haven't. I'm not saying it doesn't happen, just that the frequency of it, IME, is fairly rare. I know is generates more discussion in this forum and at CE USPAP class, for instance, than would ever be justified by its record of occurrence.

 

[mark hurlock]

I am not here to impress you.

Why would you have a different opinion for a commercial property?

Does USPAP or lending guidelines differ for houses and commercial properties.

You did not address post #45 and the FACT that you report race in every report as does every other residential appraisal.

And you failed to show where I said you can't mention schools and churches by name.

 

[Michigan CG]

Indicating the census number of an general area is not the same as identifying the racial make up of a particular neighborhood or street.

What information do you think census tract has? It is income and race.

 

[mark hurlock]

What information do you think census tract has? It is income and race.

Census data is general information that covers a wide area and is not specific to the subject street or neighborhood. Nor is it a factor in any analysis, sale selection or reconciliation.

Also, it is just a number and does not specifically identify the information you are suggesting. One must actually look up that particular information outside of the context of the report.

I am shocked that you would try and make that leap while not appreciating the potential liability of actually stating the faith a local church in your report.

 

[eld2310]

I prefer to use the nondenominational term "place of worship" in my reports if I have to mention it.

Secondly, I lived across the street from an Episcopalian church for 13 years and it definitely had a negative impact. There were almost constant weeknight events (choir practice, various other organizations using the space, etc.) and so the street was jammed with cars coming and going and sucking up all the available parking. Then there were the Saturday weddings and of course the Sunday services. Occasionally the security alarm would go off in the middle of the night and it would blare for an hour while someone had to be woken up to come shut it off. It was a hub of activity and I'll never make that mistake again when choosing a place to live.

A little trivia - according to the principles of Feng Shui, living in close proximity to any place of high emotion, whether good or bad, is negative. The recommendation for those living across the street from churches is to paint your front door red to deflect the bad juju.

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