• Welcome to AppraisersForum.com, the premier online  community for the discussion of real estate appraisal. Register a free account to be able to post and unlock additional forums and features.

Boundary Description City Limits Good Enough?

Status
Not open for further replies.

OSU Beavers

Elite Member
Joined
Jan 10, 2007
Professional Status
Licensed Appraiser
State
Oregon
Boundary description for a small town with less than 1000 people. Prior to UAD I would just state "The residential area within the city limits of Podunk (pop 1000)" now I also add "to the north, south, east and west." to make UAD happy. The power hungry underwritter is not happy and demands I change it. To what who knows. There are no man-made or geographic landmarks to reference. The City Limits line should be good enough for UAD. Opinions
 
There are no man-made or geographic landmarks to reference.

Seems like there should be something. :shrug:

Cornfields (south), chicken houses (east), great wide open (west), more corn (north).
Maybe it's your chance to get creative. :peace:
 
There's a big hayfield up near Buxton. You know where Buxton is? One in particular. It's got a long rock wall with a big oak tree at the north end. It's like something out of a Robert Frost poem. It's where I asked my wife to marry me. We went there for a picnic and made love under that oak and I asked and she said yes. ... find that spot. At the base of that wall, you'll find a rock that has no earthly business in a Maine hayfield. Piece of black, volcanic glass.
 
Andy's to the North , Goobers Gas Station to the South, Barneys Farm to the East And Gomer Pyle's house to the West. Juts look at a map and define some boundaries of the small city and you are done.
 
Andy's to the North , Goobers Gas Station to the South, Barneys Farm to the East And Gomer Pyle's house to the West. Juts look at a map and define some boundaries of the small city and you are done.

Then you can head to the fixit shop to "fix" Emmet. :guns: :leeann2:
 
Boundary description for a small town with less than 1000 people. Prior to UAD I would just state "The residential area within the city limits of Podunk (pop 1000)" now I also add "to the north, south, east and west." to make UAD happy. The power hungry underwritter is not happy and demands I change it. To what who knows. There are no man-made or geographic landmarks to reference. The City Limits line should be good enough for UAD. Opinions

I have had the same situation. Small communities that are incorporated have village, town or city limits that may not have road boundaries. I was told once that I had to put in roads as boundaries. I wrote three paragraphs describing road boundaries where the roads did not continue the whole boundary and stated that Fred Road extended partially along the south border but then ended and the the boundary ran through the south line of section 19 and into section 18 then south along the eastern border of section 18 to Mary Road to the Alice River and then northwest across a cornfield in section 17 to Joe Road.................etc. (Something like that).

The underwriter did not like that I could not put it all in the form instead of the addenda. They then asked that it be shortened and said that borders cannot be along section lines. I told them no, you got what you asked for.
 
The appraiser should provide an outline of the neighborhood boundaries, which should be clearly delineated using ‘North’, ‘South’, ‘East’, and ‘West’. These boundaries may include but are not limited to streets, legally recognized neighborhood boundaries, waterways, or other natural boundaries that define the separation of one neighborhood from another. Appraisers should not reference a map or other addendum as the only example of the neighborhood boundaries.

To me a City Limits line is a legally recognized neighborhood boundary that defines the separation of one neighborhood from another.
 
Walmart to the north; Walmart to the south; Walmart to the east; Walmart to the west.
UAD compliant and applicable anywhere.
 
An AMC- or Fannie-conversant person is probably better equipped to answer this question. I've been told by a lender's reviewer that the specific mention of boundary/direction is required: I'd guess the OP's reviewer is looking for, "Podunk city limits to the east, Podunk city limits to the south, Podunk city limits to the west and Podunk city limits to the north." I'd also guess the reviewer wants it all on Page 1 of the 2004. I've used physical features (rivers, creeks, lakes, mountains) and have never been questioned.

(Somehow the Stealers Wheel's ditty "Stuck in the Middle with You" fired up in my memory bank as I was reading this thread.)
 
Last edited:
Walmart to the north; Walmart to the south; Walmart to the east; Walmart to the west.
UAD compliant and applicable anywhere.
You have to have a WalMart to be considered a town, except in Texas where you can have a Dairy Queen instead :)
 
Status
Not open for further replies.
Find a Real Estate Appraiser - Enter Zip Code

Copyright © 2000-, AppraisersForum.com, All Rights Reserved
AppraisersForum.com is proudly hosted by the folks at
AppraiserSites.com
Back
Top