Call To Verify I Did The Appraisal?

[Otis Key]

Ed - do you still have that "beach buggy" that started out as 1970 VW as your work car? h34r:

 

[Doug Smith SRA]

Originally posted by Bobby Bucks@Jun 30 2004, 02:04 PM
I simply remove one item which can prove I was inside the improvements. Photos can be manipulated and I've found they don't provide enough proof when pressed. There are many possibilities. I usually grab an old phone bill, electric bill, credit card statement, exercises bike, computer monitor, treadmill, outboard motor, microwave or anything which can be used to identify the property.

Like Bobby, I sure have seen some interesting stuff left behind in REO properties. I am sure he is joshing us about schleping stuff. I have to feel sorry for the poor souls that have to clean up some of these places so if that stuff helps them, so much the better. Couple of weeks ago, I did an REO and found the former owner on the closet shelf. He was in a little brown plastic box labeled with the name of funeral home and the date of his leaving. It never crossed my mind to take him home for my "proof of inspection." As is typical of rural REO's, the neighbor showed up with lots of particulars so at least I had the reason for the former owner's leaving. "Drunk too much!" Anyway, finding cremains was a first for me... The real estate listing agent was along. He only handles REO properties and it was a first for him too.

Few weeks ago there was a discussion of pets left behind. So far so good, I have never run into that situation for that I am thankful. I always carry dog treats to make friends with the four legged helpers.

One thing I always tell my non appraiser friends when they ask me about REO's and that is I always see money in the form of coins lying around. It is, I suppose due a cavalier attitude toward money that leads to foreclosures but maybe I assume too much.

 

[tommcsherry]

Don't forget the intials inside the header of the closet.

OTIS....that's WAAAYYYY paranoid :rofl:

(I suppose some luckless appraiser willl have to value the signature after you become famous..... :mrgreen: )

 

[Artemis Fowl]

Never thought about it, just did it. Always have my car in the pic. I just got a kick out of seeing it in my reports.

 

[Linda M Lynch]

You know, the REOs that really make me feel bad are the ones like I had last week. That house was SPOTLESS....inside and out. In really excellent condition. It was decorated so nicely...so many nice touches. It was obvious that the owners had really loved that home and taken good care of it. You have to wonder how they came to lose it. Did they lose their jobs? Long illness? Family tradgedy? Or did they get upside down on it with the help of our friendly neighborhood Skippy?

 

[Tom Foster]

I too get those calls from GreenPoint. I got on the other day on my machine that gave the address of the property and it said if you didn't do the appraisal call some 800 number.

If you did do the appraisal, than no need to call.

Remember kids, all a Skippy needs to do is have you signature once on any piece of paper.

He scans it and it's good for 100's of appraisals or till he gets caught.

At least back in the old form days we could, spot if someone forged a sig.

Tom

 

[Jungle Boy]

Originally posted by Linda M Lynch@Jun 30 2004, 08:24 PM
You know, the REOs that really make me feel bad are the ones like I had last week. That house was SPOTLESS....inside and out. In really excellent condition. It was decorated so nicely...so many nice touches. It was obvious that the owners had really loved that home and taken good care of it. You have to wonder how they came to lose it. Did they lose their jobs? Long illness? Family tradgedy? Or did they get upside down on it with the help of our friendly neighborhood Skippy?

Yeah, sad.

Bad things happen to good people as well.

 

[kim grant]

I posted a thread, some time ago, over a year at least, regarding fraud.

I outlined how the abuses are conducted and how to protect yourselves. Without going into that detail again let me just say that you should all have contacted your respective software providers (mine is ACI and they fully cooperated) and insist on a password protected account that does not allow reproduction of an electronic signature without the proper password.

My signature was first forged in 1995 to Headlands Mortgage (now Greenpoint) and in those days you had to hire an attorney to investigate and file with the state which I did at great expense but that is when I learned how to protect myself. It's unfortunate but it's fact. Mortgage lending is big money and when big money is involved everyone is suspectible.

--Kim

 

[Marty Skolnik]

Just a thought --- was/is GreenPoint your client? Or was the mortgage broker your client? Was GreenPoint a listed "intended user" of the report per USPAP?

If GreenPoint was/is not your client, I'm not sure that you can communicate to them that you've done an appraisal of any house or confirm or deny that you've done any appraisal.

Just a thought before the weekend...


Marty Skolnik
Baltimore, MD

 

[Otis Key]

Very valid point Marty! Excellent catch. I had done the appraisal for a MB and already knew that he was brokering it to them. As such, the were, in my opinion by the intended user paragraph, an assignee. I knew it was going to them and it was only a couple days after I had sent it to the MB and then followed up with a correction for a typo that the UW @ Greenpoint requested (MB was pissed because it was delaying a closing).

Have a great and safe 4th of July Weekend.