Confirm That Utilities Are "on And Working"

[residentialguy]

it most certainly is giving permission for others beyond the stated intended user to rely on the appraisal.

They may rely on it, but that does not make them the intended user, nor does it infer that their requirements for their use have been met. I could find an old appraisal of yours and rely on it. But I shouldn't.

 

[residentialguy]

REO, yep. none of my clients have ever requested the REO addendum though.

Have you ever looked at the addendum? They have modified the definition of market value. Apparently Fannie Mae thinks that it's okay to modify it after all. The pre-printed material on the form does not dictate the report. It's the appraiser's report and he can make it what he wants. However, I'm not modifying the certifications, I'm just explaining what they mean for my report.

 

[TRESinc]

They may rely on it, but that does not make them the intended user, nor does it infer that their requirements for their use have been met. I could find an old appraisal of yours and rely on it. But I shouldn't.

i agree with you on this point and have said so already. it doesn't change the fact that cert 23 specifically states that other parties involved in the transaction for the subject may rely on the appraisal regardless if they are an identified intended user or not. adding a line into a 1004 stating that ONLY the client may rely on the report is going against what the form states, that is the point of my posts.

if one wants to claim to be an intended user the appraiser must identify them as such, but that is not what i have been posting about.

Have you ever looked at the addendum? They have modified the definition of market value. Apparently Fannie Mae thinks that it's okay to modify it after all. The pre-printed material on the form does not dictate the report. It's the appraiser's report and he can make it what he wants. However, I'm not modifying the certifications, I'm just explaining what they mean for my report.

nope, never looked at is since i have never needed to fill it out.

i never said you were, and not sure why you keep posting that i did. all my posts on this subject have been directed at the comments from tom about ONLY the client being able to rely on the report, which is not only not allowed it is expressly stated.

https://appraisersforum.com/forums/...are-on-and-working.219221/page-5#post-2818571

 

[Tom4value]

Have you ever looked at the addendum? They have modified the definition of market value. Apparently Fannie Mae thinks that it's okay to modify it after all. The pre-printed material on the form does not dictate the report. It's the appraiser's report and he can make it what he wants. However, I'm not modifying the certifications, I'm just explaining what they mean for my report.

Don't waste your time. He argues just for the sake of arguing. So many dead horses have been beaten by him.

 

[residentialguy]

Don't waste your time. He argues just for the sake of arguing. So many dead horses have been beaten by him.

LOL...It takes two to argue. If I beat a dead horse, that just means I was responding to something someone said...otherwise I'd have no reason to carry on. The real funny thing about your post is that I was defending something that YOU said because you weren't carrying a big enough stick to kill the horse.

 

[residentialguy]

. it doesn't change the fact that cert 23 specifically states that other parties involved in the transaction for the subject may rely on the appraisal regardless if they are an identified intended user or not.

What does that mean to you?

 

[TRESinc]

Don't waste your time. He argues just for the sake of arguing. So many dead horses have been beaten by him.

awww tom don't be mad because you were shown the error of your ways. learn from it, grow and become a better appraiser.

What does that mean to you?

that other parties involved in the transaction for the subject, as defined by the cert, may rely on the appraisal regardless if they are an identified intended user or not.

 

[Tom4value]

awww tom don't be mad because you were shown the error of your ways. learn from it, grow and become a better appraiser.




that other parties involved in the transaction for the subject, as defined by the cert, may rely on the appraisal regardless if they are an identified intended user or not.

Yes, how silly of me to trust an experienced expert lawyer over an egotistical blowhard.

 

[TRESinc]

Yes, how silly of me to trust an experienced expert lawyer over an egotistical blowhard.

it's right there in black and white, and pretty easy to not only read but understand for anyone with even the slightest bit of common sense but i guess not everyone falls into that category. it's ok, those of us who do are happy to help.

 

[Tom4value]

Again, then don't use it!

I am on this forum for an exchange of ideas. I learn from others, others learn from me.

You don't do that. The only opinion you care about is yours. You are here to contradict whatever anyone says. You trust your opinion over an expert. As a result, you will never learn anything. So be it.

Do me a favor and just ignore my posts from now on. It is tough reading what others say if I have to sift through all your mindless posts