Crawl Space Photo

[Zoe]

I just wouldn't certify to anything on the foundation. I am already certifying for more than I want to. When I did the 1004d, I would check yes box and attach the contractor's letter.

I always give my little history with the subject on the 1004D.

"The appraiser completed an appraisal on the property referenced above with an effective date of 11/01/2024. The prior appraisal report was completed subject to the following repairs being completed:

1. *********
2. **********
3. ********etc.

An inspection was performed on xx/xx/2024 that revealed the repairs had been completed with quality materials and in a workman like manner."

On this one, I would add "please see attached letter or report from the contractor that inspected the foundation." The lender would get me that report or letter from a qualified professional.

I would probably add: |"The appraiser is not a foundation expert".

Foundation issues can be some of the most expensive items to repair. The professionals that do foundations have insurance similar to our E&O insurance that guarantees their work for a certain amount of time.

That monkey is on the contractor's back. NOT ON MY BACK.

 

[alebrewer]

It was a porch. They have now enclosed it into a bedroom. Yes, w/o permits. I might add the whole county was built w/o permits prior to April 1972.

Outside of municipalities, most counties around me do not have permit authority...

 

[lostinthezone]

It doesn't look like the piers are attached to the beams in any way, but just resting on the piers. With that and what other folks have pointed out, I'd be inclined to call for an inspection. Looks a lot like a do it yourself job.

 

[Zoe]

It doesn't look like the piers are attached to the beams in any way, but just resting on the piers. With that and what other folks have pointed out, I'd be inclined to call for an inspection. Looks a lot like a do it yourself job.

Or somebody that didn't know what they were doing. That is the way I am on foundations. I want everybody to know I don't know about foundations.

Well, we need a hole right here. I have a sledge hammer. We can do this.

 

[Doug Wegener]

I want to thank everyone who responded, a lot of good points and lots of food for thought. And Happy Thanksgiving to all.