Do You Include A Plat Map?

[Steve Wyrick]

I include plat map in all reports, narrative, 1004 and 2055. May not be required but it shows your professionalism.

 

[Andrew Ries]

I always include a tax or plat map in URAR reports (1004) and even the work files of other styles of course in your case I might hit them with a trip charge (small) as long as your legal description was up to snuff then you don’t need one.

This happens from time to time where you will get some (viewed as) off the wall request from a lender, but it’s just what that underwriter maybe used to and not seeing it on a report may make them uncomfortable.

Like, Please ad a line stating that the in-laws suite in that ranch style house is not an income producing rental (sounds odd but we did it, and it made them happy)

Good Luck


PS Thanks, Wayne, for help with my avatar!!

 

[Restrain]

We work 6 counties. Some plats are on-line, some are not, some are just not available as the plats do not exist. We do not include plats as the title company requires a survey. We use tax records for site size clarifying that the dimensions are from the tax records and a survey is recommended. We are not a survey company or title company and as such use the available public information. If someone wants a plat, we advise that they are not readily available in the normal course of business, which they are not.

Roger

 

[Serge Paquette]

I do my utmost to get the plat map and review it. There is often critical information on a plat map such as encroachments, easements, underground things, development restrictions, information on perk sites, utilities and on and on.

If there is a plat, and one doesn't review it, that is a significant oversight.

 

[Caterina Platt]

I've almost always included them, if available. I picked up one good client this year that actually requires plat maps in all reports. This is the first client who has made the requirement.

 

[xm39hnu]

We always include the plat map. Gotta look that stuff up and copy it for the workfile anyhow; there's no extra effort to make another one for the client.

I charge extra for nearly everything, but I think I'd send'em the plat map without charge.

 

[Jo Ann Meyer Stratton]

I finally can't stand it anymore--mainly because my husband (who is a registered land surveyor) has been yelling at me for 43 years about the terms. There isn't such a thing as a plat map--you have either a plat or a map. The two terms mean the same thing so when you use the term plat map you are repeating yourself or stuttering. So are you talking about the assessor's tax map or plat that shows the dimensions of the lot that is used for tax purposes? Or are you talking about a plat or a map drawn by a registered land surveyor for that specific plot of ground? I have always included a copy of the assessor's map in every report regardless of type unless the client specifically requested that one is not wanted. If the assessor's map is not current but there is a recorded plat of survey I might include that in addition to the assessor's map. Sometimes when the assessor's map has not been updated but there is a sketch drawn by the homeowner filed with the planning and zoning department I will include that in addition to the existing assessor's map. But if the assessor's map matches the legal description that will be the collateral for the loan, the assessor's map is sufficient and adds to the illustration of the property.

 

[xm39hnu]

Hadn't thought of that, Jo Anne. You're right, of course. Does "tax map" sound less conflicted?

Kinda like "hot water heater," huh?

 

[Jo Ann Meyer Stratton]

Yes, it would be similar to the term "hot water heater". And tax map could be a correct term to use. That would indicate a difference between it and a recorded document like a subdivision plat or a survey plat. The tax map might show every plot of ground in a specific area (for example in a forty acre section of a square mile) whether it had ever been surveyed or not or was in or out of a recorded subdivison, maybe a mining claim, etc, etc. A subdivison plat would only have the lots within that subdivison. Or a survey plat would only have that specific lot. Since in Arizona assessors only establish values (assessment) for tax purposes but do not collect taxes, they are assessors only--so the term assessor's map. In some states the assessor collects the taxes and somebody else does the valuation, they would be tax assessors and their maps would be tax maps. Every state (and some cities or counties) have their own variation regarding the laws regarding assement and taxation procedure for their specific area. So each area will have their own terms but plat map is stuttering in all area.s

 

[Charlotte Dixon]

Thanks Jo Ann! Glad you cleared that up!

:redface: But let me say this: I always called it a tax map but somehow thought I was not using the correct terminology because everybody else called it a plat!

Kind of like "Skippy made me say it"